615 Evergreen Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 615 Evergreen Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 876 sqft · built 1939
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Last Sale$67,000 (Nov 2023)
Tax Bill$2,100 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-22-308-020

Property Details

APN / Parcel Number

Primary APN8913-22-308-020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area876 sqft Living Area
1st Floor Area584 sqft
Basement Area584 sqft
Unfinished Basement584 sqft
Game RoomGame Room
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address615 EVERGREEN AVE
CityWATERLOO
StateIA
Zip50701-5823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGALLOWAY ADDITION WATERLOO LOT 16
Legal Range13W
Legal Township89N
Legal Section22
Legal SubdivisionGALLOWAY ADDITION WATERLOO
Legal Lot Number16
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2011
Census Tract400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7910 WINSLOW RD, JANESVILLE, IA 50647-1165
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Prior SaleNov 15, 2022 · Amount on Record
Deed Document Number20237770
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address615 EVERGREEN AVE, WATERLOO, IA 50701-5823
Transaction TypeMortgage
Record UpdatedFeb 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7739 WINSLOW RD, JANESVILLE, IA 50647-1165

Mortgage

Document Number202300009536
DateDec 30, 2022
Instrument202300009536
Lender
NameCEDAR FALLS COMMUNITY CU
TypeCredit Union
AddressCEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 15, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,100.00 (+15.01%)$102,870 (+22.23%) Land $12,610 Building $90,260$102,870 (+22.23%) Land $12,610 Building $90,260
2024$1,826.00 (+25.58%)
2023$84,160 (+27.11%) Land $12,610 Building $71,550$84,160 (+27.11%) Land $12,610 Building $71,550
2022$1,454.00$66,210 Land $12,610 Building $53,600
2021$66,210 Land $12,610 Building $53,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Evergreen Ave

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