615 E Sycamore St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 615 E Sycamore St, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,628 sqft · built 1930
Lot Size0.167 acres (7,275 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Apr 2025)
Tax Bill$5,395 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN3633-05-4324

Property Details

APN / Parcel Number

Primary APN3633-05-4324
Alternative APNs
  • 363309054324
  • 272448
  • 291671
  • 309880
  • 21982

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,628 sqft Living Area
Basement Area425 sqft
Unfinished Basement425 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleHistorical
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area7,275 sqft (0.167 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number309880
Street Address615 E SYCAMORE ST
CityLINCOLNTON
StateNC
Zip28092-3423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Description615 E. SYCAMORE ST.
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group5
Census Block5020
Census Tract70100

Owner

615 E Sycamore St is owned and occupied by two individuals who bought it in April 2025.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jan 4, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jul 15, 2022Warranty Deed, Transfer · Conventional Mortgage
C&F MORTGAGE CORP
Feb 3, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Apr 15, 2019Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS
Nov 15, 2017Trustee's Deed, Construction Loan · Construction Mortgage
5 ARCH FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2025 · Amount on File
Deed SaleApr 24, 2025 · Amount on File
Prior SaleDec 20, 2023 · Amount on File
Deed Document Number2025693418
Deed Book / Page3402 / 684
Prior Transfer DateJun 2, 2016
Prior Transfer Doc0025910714
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateDec 20, 2023
Property Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423
Document Number0003295834
Book / Page3295 / 834
Instrument DateDec 20, 2023
Instrument675352
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3493 DAVE HEAFNER RD, CROUSE, NC 28033-7775

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423

Mortgage

Document Number0000675353
DateDec 20, 2023
Instrument675353
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002991301
DateJan 4, 2021
Book Page2991/301
Instrument622755
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJul 15, 2022
Property Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423
Document Number0000318117
Book / Page3181 / 17
Instrument DateJul 15, 2022
Instrument655061
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address406 THOMPSON ST, 406, STANLEY, NC 28164-1933

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423

Mortgage

Document Number0000655062
DateJul 15, 2022
Instrument655062
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423
Document Number2881213
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address615 E SYCAMORE ST LINCOLNTON NC 280923423, LINCOLNTON, NC 28092-3423

Mortgage

Document Number2881213
DateFeb 7, 2020
Book Page002881/000213
Instrument604195
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 6, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateApr 15, 2019
Property Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423
Document Number2809603
Book / Page002809 / 000603
Instrument DateApr 11, 2019
Instrument591245
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$511.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address615 E SYCAMORE ST LINCOLNTON NC 280923423, LINCOLNTON, NC 28092-3423

Mortgage

Document Number2809606
DateApr 15, 2019
Book Page002809/000606
Instrument591246
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 14, 2049

November 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLINCOLN NC
Recording DateNov 15, 2017
Property Address615 E SYCAMORE ST, LINCOLNTON, NC 28092-3423
Book / Page002706 / 000189
Instrument DateNov 9, 2017
Instrument570687
Transaction TypeConstruction Loan
Record UpdatedDec 1, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4024 VILLAMONTE CT CAMARILLO CA 930101476, CAMARILLO, CA 93010-1476

Mortgage

Document Number2706189
DateNov 15, 2017
Book Page002706/000189
Instrument570687
Lender
Name5 ARCH FNDG
TypeFunding / Finance Company
AddressIRVINE, CA 92612
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 14, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 615 E Sycamore St was $5,395.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,395.00$526,059 Land $31,000 Building $495,059$526,059 Land $31,000 Building $495,059
2023$5,375.00$526,059 Land $31,000 Building $495,059$526,059 Land $31,000 Building $495,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 E Sycamore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 615 E Sycamore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLNTON
serves 16,309 people · EPA ID NC0155010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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