615 E Ocean Rd, Holly Ridge, NC 28445 Property Records

Onslow County property record for 615 E Ocean Rd, Holly Ridge, NC 28445

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1965
Lot Size0.46 acres (20,038 sqft)
OwnerCompany Name on Record
Last Sale$110,000 (May 2019)
Tax Bill$839 (2026)
Deeds & MortgagesMay 2019 Sale & Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN734B-7

Property Details

APN / Parcel Number

Primary APN734B-7
Alternative APNs
  • 450238000
  • 017087

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area720 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number450238000
Street Address615 E OCEAN RD
CityHOLLY RIDGE
StateNC
Zip28445-8711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15A
Legal DescriptionL3 KC SIDBURY
Legal SubdivisionSIDBURY K C
Legal Lot Number3
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group1
Census Block1133
Census Tract401

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 N NEW RIVER DR, SURF CITY, NC 28445-6604
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 21, 2019Warranty Deed, Transfer · Conventional with PMI
COASTAL BK&TR
Aug 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleDec 8, 1982
Deed Book / Page4949 / 436
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMay 21, 2019
Property Address615 E OCEAN RD, HOLLY RIDGE, NC 28445-8711
Document Number0049490436
Book / Page004949 / 000436
Instrument DateMay 15, 2019
Transaction TypeTransfer
Record UpdatedJun 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address320 N NEW RIVER DR SURF CITY NC 284456604, SURF CITY, NC 28445-6604

Mortgage

Document Number49490441
DateMay 21, 2019
Book Page004949/000441
Lender
NameCOASTAL BK&TR
TypeBank
AddressHOLLY RIDGE, NC 28445
Agreement
TypeConventional with PMI
AmountAmount Recorded

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONSLOW NC
Recording DateAug 22, 2017
Property Address615 E OCEAN RD, HOLLY RIDGE, NC 28445-8711
Document Number0046620959
Book / Page004662 / 000959
Instrument DateAug 2, 2017
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 E OCEAN HWY TOPSAIL BEACH NC 284458711, TOPSAIL BEACH, NC 28445-8711

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalityHolly Ridge Town
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$839.00 (+2.94%)$137,159 (+67.4%) Land $51,750 Building $85,409$137,159 (+67.4%) Land $51,750 Building $85,409
2023$815.00$81,937 Land $31,050 Building $50,887$81,937 Land $31,050 Building $50,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims77 (1989–2018)
Claims Outside the SFHA6 of 77
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims
  • Hurricane Bonnie, Aug 1998 · 10 claims
  • Hurricane Fran, Sep 1996 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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