615 E Main St, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 615 E Main St, Watertown, NY 13601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,202 sqft · built 1920
Lot Size	0.375 acres (16,350 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2024)
Tax Bill	$3,381 (2026)
Deeds & Mortgages	Aug 2024 Sale & Mortgage May 2022 Sale
APN	`221800 4-15-104.000`

Property Details

APN / Parcel Number

Primary APN	`221800 4-15-104.000`
Alternative APNs	`180000400000151040000000` `13069800`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,202 sqft Living Area
1st Floor Area	1,217 sqft
2nd Floor Area	985 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	16,350 sqft (0.375 acres)
Lot Dimensions	150 ft deep x 109 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13069800
Street Address	615 E MAIN ST
City	WATERTOWN
State	NY
Zip	13601-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INDUST
Legal Block	15
Legal Lot Number	104.000
Jurisdiction	JEFFERSON NY
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1001
Census Tract	61300

Owner

615 E Main St is owned by two individuals who bought it in August 2024.

Source: Jefferson County and Watertown City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 E MAIN ST, WATERTOWN, NY 13601-2104
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
May 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	May 19, 2022 · Amount on File
Deed Document Number	202411365
Prior Transfer Date	May 5, 2022
Prior Transfer Doc	0000008803
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON NY
Recording Date	Aug 6, 2024
Property Address	615 E MAIN ST, WATERTOWN, NY 13601-2103
Document Number	0000011365
Instrument Date	Jul 15, 2024
Instrument	2024-00011365
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 E MAIN ST, WATERTOWN, NY 13601-2104

Mortgage

Document Number	0000011366
Date	Aug 6, 2024
Instrument	2024-00011366

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON NY
Recording Date	May 19, 2022
Property Address	615 E MAIN ST, WATERTOWN, NY 13601-2103
Document Number	0000008803
Instrument Date	May 5, 2022
Instrument	20220-00008803
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	207 STATE ST, WATERTOWN, NY 13601-4672
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 615 E Main St was $3,381, up 308.8% from the year before.

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,381.00 (+308.83%)
2025	$827.00	$117,100 Land $11,400 Building $105,700	$160,400 Land $15,615 Building $144,785
2023		$117,100 Land $11,400 Building $105,700	$141,100 Land $13,736 Building $127,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 615 E Main St.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN CITY serves 27,861 people · EPA ID NY2202346
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Total trihalomethanes not recorded as resolved · Jan 2022 Haloacetic acids resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Westelcom Networks.

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