615 E Highland Ave, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 615 E Highland Ave, Saint Joseph, MO 64505

Property Summary

Property Type	Duplex
Details	1,408 sqft · built 1907
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Tax Bill	$640 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2020 Sale
APN	`06-3.0-05-004-002-016.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-004-002-016.000`

Interior

Building Area	1,408 sqft Base Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	140 ft deep x 37 ft wide

Location & Zoning

Street Address	615 E HIGHLAND AVE
City	SAINT JOSEPH
State	MO
Zip	64505-2657
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:7 BLK:41LGL DESC:E 2' L 7 ALL L8
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	41
Legal Lot Number	7
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1062
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22205 PIONEER TRL, COUNCIL BLUFFS, IA 51503-7112
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Oct 29, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020
Deed Sale	Oct 29, 2020
Prior Sale	Jul 19, 2005
Deed Document Number	202010182
Deed Book / Page	3754 / 997
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	615 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3757/827
Date	Jan 14, 2021
Book Page	3757/827
Instrument	2021000462

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 29, 2020
Property Address	615 E HIGHLAND AVE, SAINT JOSEPH, MO 64505-2657
Document Number	003754/997
Book / Page	3754 / 997
Instrument Date	Oct 28, 2020
Instrument	2020010182
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 N 17TH ST, COUNCIL BLUFFS, IA 51501-1084

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00	$8,980 (+6.78%) Land $750 Building $8,230	$47,280 (+6.82%) Land $3,950 Building $43,330
2024	$640.00 (+16.58%)
2023	$549.00 (-0.54%)	$8,410 (-) Land $750 Building $7,660	$44,260 (-) Land $3,950 Building $40,310
2022	$552.00	$8,410 Land $750 Building $7,660
2021			$44,260 Land $3,950 Building $40,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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