615 E Franklin St, Sparta, WI 54656 Property Records

Monroe County property record for 615 E Franklin St, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.485 acres (21,127 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2019)
Tax Bill	$3,623 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`281-01310-0000`

Property Details

APN / Parcel Number

Primary APN	`281-01310-0000`
Alternative APN	`281-300-000-0036`

Exterior

Lot Area	21,127 sqft (0.485 acres)

Location & Zoning

Street Address	615 E FRANKLIN ST
City	SPARTA
State	WI
Zip	54656-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAMMAN'S 4TH ADD E 84' OF NW 14 OF LOT 3
Legal Lot Number	3
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3047
Census Tract	950400

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	615 E FRANKLIN ST, SPARTA, WI 54656-1922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage HUD
Jan 21, 2022	Deed of Trust, Mortgage HUD
May 9, 2018	Deed of Trust, Mortgage · Construction Mortgage CITIZENS FIRST BANK
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE AMERICA MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	678272
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	615 E FRANKLIN ST, SPARTA, WI 54656-1922
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000716690
Date	Aug 30, 2023
Instrument	716690

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	615 E FRANKLIN ST, SPARTA, WI 54656-1922
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000705895
Date	Jan 21, 2022
Instrument	705895

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	615 E FRANKLIN ST, SPARTA, WI 54656-1922
Transaction Type	Mortgage
Record Updated	May 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	672737
Date	May 9, 2018
Instrument	672737

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	615 E FRANKLIN ST, SPARTA, WI 54656-1922
Transaction Type	Mortgage
Record Updated	Apr 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	668119
Date	Sep 8, 2017
Instrument	668119

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Feb 1, 2019
Property Address	615 E FRANKLIN ST, SPARTA, WI 54656-1922
Document Number	0000678272
Instrument Date	Feb 1, 2019
Instrument	678272
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 W OAK ST, SPARTA, WI 54656-1712

Mortgage

Document Number	0000678273
Date	Feb 1, 2019
Instrument	678273

Lender

Name	FINANCE AMERICA MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,623.00 (+29.16%) Homeowner's exemption	$243,100 (+25.57%) Land $28,000 Building $215,100	$242,900 (+27.44%)
2023	$2,805.00 Homeowner's exemption	$193,600 Land $20,200 Building $173,400	$190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures