615 E Concord St, Orlando, FL 32803 Property Records

Orange County property record for 615 E Concord St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,815 sqft · built 1920
Owner	Individual Name on File
Last Sale	$775,000 (Oct 2020)
Tax Bill	$13,295 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-0000-00-017`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-0000-00-017`
Alternative APN	`292225000000017`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,815 sqft Living Area
Gross Area	4,372 sqft
1st Floor Area	1,856 sqft
Flooring	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	888 sqft
Porch	Finished/Open Porch
Porch Area	500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 E CONCORD ST
City	ORLANDO
State	FL
Zip	32803-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/HP
Legal Description	BEG 150 FT E OF NE COR CATHCART & CONCORD RUN E 50 FT N 200 FT W 50 FT S 200 FT TO POB IN SEC 25-22-29
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1008
Census Tract	10201

Owner

Source: Orange County records · APN 25-22-29-0000-00-017

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2020 · Amount on Record
Deed Sale	Oct 02, 2020 · Amount on Record
Prior Sale	May 15, 2015 · Amount on Record
Deed Document Number	2020515227
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	0000787032
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	615 E CONCORD ST, ORLANDO, FL 32803-4612
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E CONCORD ST, ORLANDO, FL 32803-4612

Mortgage

Document Number	0000675638
Date	Nov 22, 2023
Instrument	20230675638

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,263 (+2.7%)	$912,150 (-2.18%) Land $234,000 Building $678,150
2025	$13,295.00 (+3.36%)	$758,776 (+5.99%)	$932,520 (+9.27%) Land $234,000 Building $698,520
2024	$12,863.00 (+3.92%)
2023	$12,378.00 (+2.81%)	$715,915 (+3%)	$853,384 (+15.96%) Land $234,000 Building $619,384
2022	$12,040.00	$695,063	$735,921 Land $234,000 Building $501,921

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Orlando Telephone Company.

Based on FCC filings for 528 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.