615 E 55th St, Savannah, GA 31405 Property Records

Chatham County property record for 615 E 55th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,182 sqft · built 1977
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Oct 2021)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0096-04-004`

Property Details

APN / Parcel Number

Primary APN	`2-0096-04-004`
Alternative APN	`M339I562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	1,951 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	126 sqft
Porch	Slab
Porch Area	348 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	615 E 55TH ST
City	SAVANNAH
State	GA
Zip	31405-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 220 + 221 HORNSTEIN WD + P T PAR B
Legal Subdivision	HULL PARK
Legal Lot Number	220
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4001
Census Tract	3400

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 E 55TH ST, SAVANNAH, GA 31405-3617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Line of Credit QUEENSBOROUGH NATIONAL BANK
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
May 18, 2017	Warranty Deed, Transfer · VA Mortgage PLATINIUM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	202114108
Deed Book / Page	2589 / 296
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	615 E 55TH ST, SAVANNAH, GA 31405-3617
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E 55TH ST, SAVANNAH, GA 31405-3617

Mortgage

Document Number	0036350469
Date	Apr 7, 2025
Book Page	0000003635/0000000469

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 28, 2021
Property Address	615 E 55TH ST, SAVANNAH, GA 31405-3617
Document Number	2589/296
Book / Page	2589 / 296
Instrument Date	Oct 28, 2021
Instrument	2021-014108
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E 55TH ST, SAVANNAH, GA 31405-3617

Mortgage

Document Number	0025890297
Date	Oct 29, 2021
Book Page	0000002589/0000000297

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 18, 2017
Property Address	615 E 55TH ST, SAVANNAH, GA 31405-3617
Document Number	0010820331
Book / Page	1082 / 331
Instrument Date	May 18, 2017
Instrument	2017-004780
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E 55TH ST, SAVANNAH, GA 31405-3617

Mortgage

Document Number	0010820333
Date	May 22, 2017
Book Page	1082/333
Instrument	30391410022

Lender

Name	PLATINIUM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (-24.94%) Homeowner's exemption	$315,160 (+34.2%) Land $44,000 Building $271,160	$787,900 (+34.2%) Land $110,000 Building $677,900
2023		$234,840 (+8.9%) Land $30,000 Building $204,840	$587,100 (+8.9%) Land $75,000 Building $512,100
2022	$5,769.00	$215,640 Land $30,000 Building $185,640	$539,100 Land $75,000 Building $464,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	24 (1979–2024)
Claims Outside the SFHA	23 of 24
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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