615 Decker St, Rudd, IA 50471 Property Records

Floyd County property record for 615 Decker St, Rudd, IA 50471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1999
Lot Size	0.364 acres (15,840 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Apr 2021)
Tax Bill	$2,056 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052423000800`

Property Details

APN / Parcel Number

Primary APN	`052423000800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,840 sqft (0.364 acres)
Lot Dimensions	165 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Patio Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	615 DECKER ST
City	RUDD
State	IA
Zip	50471-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EHLEBRACHT'S 1ST ADD LOT 18
Legal Subdivision	EHLEBRACHT'S 1ST ADD
Legal Lot Number	18
Jurisdiction	FLOYD IA
Township / Civil Division	RUDD
Census Block Group	1
Census Block	1106
Census Tract	480200

Owner

615 Decker St is owned and occupied by two individuals who bought it in April 2021.

Source: Floyd County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 DECKER ST, RUDD, IA 50471-5001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jul 27, 2018	Deed of Trust, Mortgage FIRST CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021 · Amount on File
Deed Sale	Apr 2, 2021 · Amount on File
Deed Document Number	2021835
Deed Book / Page	2021 / 835
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IA
Recording Date	Apr 2, 2021
Property Address	615 DECKER ST, RUDD, IA 50471-5001
Document Number	02021/0835
Book / Page	2021 / 0835
Instrument Date	Mar 14, 2021
Instrument	2021 0835
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 DECKER ST, RUDD, IA 50471-5001

Mortgage

Document Number	02021/0836
Date	Apr 2, 2021
Book Page	2021/0836
Instrument	2021 0836

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	615 DECKER ST, RUDD, IA 50471-5001
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001581
Date	Jul 27, 2018
Book Page	0000002018/0000001581
Instrument	000000001581

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 615 Decker St was $2,056.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Municipality	Rudd City
Unified School District	Rudd-Rockford-Marble Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,056.00	$140,310 (-) Land $12,840 Building $127,470	$140,310 (-) Land $12,840 Building $127,470
2025	$2,056.00	$140,310 Land $12,840 Building $127,470	$140,310 Land $12,840 Building $127,470
2023		$132,060 (+10.62%) Land $12,840 Building $119,220	$132,060 Land $12,840 Building $119,220
2022	$1,972.00	$119,380 Land $12,840 Building $106,540
2021			$119,380 Land $12,840 Building $106,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Decker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Decker St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUDD WATERWORKS serves 358 people · EPA ID IA3440007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Router12 Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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