615 David Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 615 David Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,632 sqft · built 1994
Lot Size	140 acres (6,107,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2019)
Tax Bill	$6,108 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520B251`

Property Details

APN / Parcel Number

Primary APN	`520B251`
Alternative APN	`1416177011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,632 sqft Living Area
1st Floor Area	968 sqft
Basement Area	968 sqft
Finished Basement	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,107,112 sqft
Garage Area	720 sqft
Porch	Open Porch
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	520B251
Street Address	615 DAVID DR
City	WINNEBAGO
State	IL
Zip	61088-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESH FARM SUB PLAT NO 2 BNG PT E1/2 NW1/4 SEC 16-26-11 LOT 41
Legal Range	11
Legal Township	26
Legal Section	16
Legal Subdivision	RESH FARM SUB PLAT NO 2
Legal Lot Number	41
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2058
Census Tract	4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 DAVID DR, WINNEBAGO, IL 61088-8304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional with PMI MIDWEST CMNTY BK
May 17, 2019	Warranty Deed, Transfer · Conventional with PMI MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Jun 25, 1999 · Amount on Record
Deed Document Number	20191017051
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	615 DAVID DR, WINNEBAGO, IL 61088-8304
Document Number	0001022641
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 DAVID DR WINNEBAGO IL 610888304, WINNEBAGO, IL 61088-8304

Mortgage

Document Number	0001022641
Date	Aug 11, 2020
Instrument	1022641

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 17, 2019
Property Address	615 DAVID DR, WINNEBAGO, IL 61088-8304
Document Number	0001017051
Instrument Date	May 15, 2019
Instrument	1017051
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 DAVID DR WINNEBAGO IL 610888304, WINNEBAGO, IL 61088-8304

Mortgage

Document Number	1017052
Date	May 17, 2019
Instrument	1017052

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,108.00	$79,841 (+31.48%) Land $13,282 Building $66,559	$239,523 (+31.48%) Land $39,846 Building $199,677
2022	Homeowner's exemption	$60,723 Land $10,203 Building $50,520	$182,169 Land $30,609 Building $151,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

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