Whatcom County property record for 615 Crystal Beach Rd, Point Roberts, WA 98281
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,394 sqft · built 2019 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (Mar 2015) |
| Tax Bill | $3,647 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 405311-222544-0000 |
| Primary APN | 405311-222544-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | 296 sqft |
| Account Number | 156483 |
|---|---|
| Street Address | 615 CRYSTAL BEACH RD |
| City | POINT ROBERTS |
| State | WA |
| Zip | 98281-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | CRYSTAL WATER BEACH REPLAT OF LOT 72 LOT 7-TOG WI UNDIV INT IN LANES-ALLEYS- DRIVES-RESERVE A |
| Legal Range | 53 |
| Legal Township | 40 |
| Legal Section | 11 |
| Legal Subdivision | CRYSTAL WATER BCH REPLAT LT 72 |
| Legal Block | 1 |
| Legal Lot Number | 72,7 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | POINT ROBERTS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11000 |
Source: Whatcom County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Feb 18, 2020 | Deed of Trust, Mortgage PENNYMAC |
| Jun 7, 2019 | Deed of Trust, Mortgage BANNER BK |
| Apr 18, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage PAUL RUSK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2015 · Amount on Record |
| Deed Sale | Mar 31, 2015 · Amount on Record |
| Deed Document Number | 2015303372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 30, 2026 |
| Property Address | 615 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407 |
| Document Number | 0000002346 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20269302346 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 615 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407 |
| Document Number | 0000002346, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20269302346 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 615 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000200712 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-0200712 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 615 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407 |
| Document Number | 2200602302 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 615 CRYSTAL BEACH RD POINT ROBERTS WA 982818407, POINT ROBERTS, WA 98281-8407 |
| Document Number | 2200602302 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 602302 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 615 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407 |
| Document Number | 2190601867 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 615 CRYSTAL BEACH RD POINT ROBERTS WA 982818407, POINT ROBERTS, WA 98281-8407 |
| Document Number | 2190601867 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 601867 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 18, 2018 |
| Property Address | 615 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 401933 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 21, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 615 CRYSTAL BEACH RD POINT ROBERTS WA 982818407, POINT ROBERTS, WA 98281-8407 |
| Document Number | 2180401933 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 401933 |
| Name | PAUL RUSK |
|---|---|
| Address | 1385 GULF RD, POINT ROBERTS, WA 98281-9024 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 17, 2019 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,647.00 (+12.22%) | $450,795 (+14.62%) Land $173,960 Building $276,835 | $450,795 (+14.62%) Land $173,960 Building $276,835 |
| 2022 | $393,303 Land $143,000 Building $250,303 | $393,303 Land $143,000 Building $250,303 | |
| 2021 | $3,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2006–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Whidbey Telephone DSL | 25 / 3 |
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