615 Cooley Rd, Waverly, TN 37185 Property Records

Humphreys County property record for 615 Cooley Rd, Waverly, TN 37185

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 2,844 sqft · built 1930
Lot Size	15.3 acres (669,517 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Apr 2015)
Tax Bill	$110 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`043093 00300`

Property Details

APN / Parcel Number

Primary APN	`043093 00300`
Alternative APN	`093 00300`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,844 sqft
1st Floor Area	1,998 sqft
Upper Floors Area	846 sqft

Exterior

Year Built	Built 1930
Exterior Material	Siding
Lot Area	669,517 sqft (15.3 acres)
Terrain	Rolling
Garage Area	748 sqft
Porch	Porch
Porch Area	184 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Package Unit
Sewer	Connected

Location & Zoning

Street Address	615 COOLEY RD
City	WAVERLY
State	TN
Zip	37185-2737
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	DISTRICT: 05, COUNTY AREA: H99
Legal Subdivision	ELYSIAN GROVE COMMUNITY
Jurisdiction	HUMPHREYS TN
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	130400

Owner

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8536 BAKERVILLE RD, WAVERLY, TN 37185-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage APEX BANK
Oct 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2015 · Amount on Record
Deed Sale	Apr 24, 2015 · Amount on Record
Prior Sale	Oct 9, 2014 · Amount on Record
Deed Document Number	15000989
Deed Book / Page	201 / 77
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	615 COOLEY RD, WAVERLY, TN 37185-2737
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8536 BAKERVILLE RD, WAVERLY, TN 37185-2711

Mortgage

Document Number	0000003226
Date	Oct 4, 2022
Book Page	TD244/562
Instrument	22003226

Lender

Name	APEX BANK
Type	Bank
Address	KNOXVILLE, TN 37919

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Sep 21, 2027

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Oct 16, 2018
Property Address	615 COOLEY RD, WAVERLY, TN 37185-2737
Document Number	0000002981
Book / Page	000206 / 002449
Instrument Date	Aug 26, 2018
Instrument	2981
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$303.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 773 WAVERLY TN 371850773, WAVERLY, TN 37185-0773

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$110.00 Additional exemption filed	$6,000 (-) Land $5,825 Building $175
2024	$110.00 Additional exemption filed	$6,000 (-) Land $5,825 Building $175
2023	$110.00 (-8.33%) Additional exemption filed	$6,000 (+8.11%) Land $5,825 Building $175	$61,300 (+176.13%) Land $60,600 Building $700
2022	$120.00	$5,550 Land $5,275 Building $275	$22,200 Land $21,100 Building $1,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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