615 Co Rd 26, Centre, AL 35960 Property Records

Cherokee County property record for 615 Co Rd 26, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1997
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2023)
Tax Bill	$1,182 (2023)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-14-03-07-0-000-048.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-07-0-000-048.000`
Alternative APNs	`ALT APN:1403070000048000` `218183` `13869`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,651 sqft (0.519 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	508 sqft

Location & Zoning

Account Number	218183
Street Address	615 COUNTY ROAD 26
City	CENTRE
State	AL
Zip	35960-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR SW/4 SE/4;S 640'TO POB;S 180'TO N R/W CO RD 26;E125'ALG R/W;N 180';SW 125'TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4014
Census Tract	956000

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 COUNTY ROAD 26, CENTRE, AL 35960-7104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Sep 15, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	0000230724
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	615 COUNTY ROAD 26, CENTRE, AL 35960-7104
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 COUNTY ROAD 26, CENTRE, AL 35960-7104

Mortgage

Document Number	0000242640
Date	Mar 2, 2026
Instrument	242640

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	CENTRE, AL 35960

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	131 Months
Due	Feb 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 15, 2023
Property Address	615 COUNTY ROAD 26, CENTRE, AL 35960-7104
Document Number	0000230724
Instrument Date	Sep 15, 2023
Instrument	230724
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4424 RED CREST CIR, GARDENDALE, AL 35071-3672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 280, JACKSONVILLE, AL 36265-0280

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$14,360 (-49.01%) Land $440 Building $13,920	$147,100 (+4.47%) Land $4,300 Building $142,800
2023	$1,182.00 Additional exemption filed	$28,160 (+9,286.67%)	$140,800 (-) Land $2,200 Building $138,600
2022	Additional exemption filed	$300 Land $220 Building $80	$140,800 Land $2,200 Building $138,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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