San Diego County property record for 615 Cloudy Moon Dr, Borrego Springs, CA 92004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,600 sqft · built 1974 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (May 2021) |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 141-143-02-00 |
| Primary APN | 141-143-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 615 CLOUDY MOON DR |
|---|---|
| City | BORREGO SPRINGS |
| State | CA |
| Zip | 92004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 41 TR 002385 |
| Legal Subdivision | BORREGO SPGS |
| Legal Tract | 002385 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | BORREGO SPRINGS |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 21002 |
615 Cloudy Moon Dr is owned and occupied by an individual who bought it in May 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 615 CLOUDY MOON DR, BORREGO SPRINGS, CA 92004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Mar 30, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 12, 2021 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on File |
| Deed Sale | May 12, 2021 · Amount on File |
| Deed Document Number | 2021365741 |
| Prior Transfer Date | Jul 21, 2011 |
| Prior Transfer Doc | 0000425601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 615 CLOUDY MOON DR, BORREGO SPRINGS, CA 92004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 895, BORREGO SPRINGS, CA 92004-0895 |
| Document Number | 0000339272 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025-0339272 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 615 CLOUDY MOON DR, BORREGO SPRINGS, CA 92004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 895, BORREGO SPRINGS, CA 92004-0895 |
| Document Number | 0000141895 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022-0141895 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 12, 2021 |
| Property Address | 615 CLOUDY MOON DR, BORREGO SPRINGS, CA 92004 |
| Document Number | 0000365741 |
| Map Reference | MAP 2385 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021-0365741 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 CLOUDY MOON DRIVE, SAN DIEGO, CA 92114 |
| Document Number | 0000365742 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0365742 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 615 Cloudy Moon Dr was $2,971, up 2.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Borrego Springs Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $272,702 (+2%) Land $35,930 Building $236,772 | |
| 2025 | $2,971.00 (+2.13%) | $267,356 Land $35,226 Building $232,130 |
| 2024 | $2,909.00 (+2.11%) | |
| 2023 | $2,849.00 (+1.5%) | $256,976 Land $33,859 Building $223,117 |
| 2022 | $2,807.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 615 Cloudy Moon Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 112 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 112 in force |
| Nearby Flood Claims | 4 (2013–2023) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 Cloudy Moon Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BORREGO WD serves 3,429 people · EPA ID CA3710036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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