615 Chamomile Ct, Niceville, FL 32578 Property Records

Okaloosa County property record for 615 Chamomile Ct, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,244 sqft · built 2023
Owner	2 Company Names on Record
Last Sale	$999,900 (Apr 2023)
Tax Bill	$9,712 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-146-8523-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-146-8523-3`
Alternative APNs	`11-1S-22-4000-0000-1010` `22S111400000001010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,244 sqft Living Area
Gross Area	5,021 sqft
1st Floor Area	3,244 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Garage Type	Attached
Garage Area	552 sqft
Porch	Florida Room
Porch Area	224 sqft
Patio Area	776 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 CHAMOMILE CT
City	NICEVILLE
State	FL
Zip	32578-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD@DEER MOSS CREEK PH2A LOT 101
Legal Range	22W
Legal Township	01S
Legal Section	11
Legal Subdivision	HARTFIELD@DEER MOSS CREEK
Legal Phase	2A
Legal Lot Number	101
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 10, 2023	Warranty Deed, Transfer · Commercial Mortgage FNBT BANK
Jul 25, 2022	Deed of Trust, Mortgage · Construction Mortgage FNBT BANK
Aug 24, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	20233616549
Deed Book / Page	3669 / 3938
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 21, 2026
Property Address	615 CHAMOMILE CT, NICEVILLE, FL 32578-3439
Document Number	0003817946
Instrument Date	May 5, 2026
Instrument	20263817946
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 10, 2023
Property Address	615 CHAMOMILE CT, NICEVILLE, FL 32578-3439
Document Number	0036693938
Book / Page	3669 / 3938
Map Reference	MB 30 PG 3-5
Instrument Date	Apr 7, 2023
Instrument	3616549
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,999.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 BEACH DR, DESTIN, FL 32541-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 CHAMOMILE CT, NICEVILLE, FL 32578-3439

Mortgage

Document Number	0036693940
Date	Apr 10, 2023
Instrument	3669/3940

Lender

Name	FNBT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	615 CHAMOMILE CT, NICEVILLE, FL 32578-3439
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	MOULTON LAND TITLE INC, MOULTON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 BEACH DR, DESTIN, FL 32541-1607
Investor	Possibly a Property Investor

Mortgage

Document Number	0036341506
Date	Jul 25, 2022
Book Page	3634/1506
Instrument	3566681

Lender

Name	FNBT BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 24, 2021
Property Address	615 CHAMOMILE CT, NICEVILLE, FL 32578-3439
Document Number	0035690680
Book / Page	3569 / 680
Map Reference	MB 30 PG 3-5
Instrument Date	Aug 20, 2021
Instrument	3482911
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,928.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003C JOHN SIMS PKWY E, NICEVILLE, FL 32578-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 BEACH DR, DESTIN, FL 32541-1607
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,712.00 (+654.62%) Homeowner's exemption	$748,130 (+674.46%) Land $97,527 Building $650,603	$748,130 (+674.46%) Land $97,527 Building $650,603
2023	$1,287.00 (+6.54%)	$96,600 (+5%) Land $96,600	$96,600 (+5%) Land $96,600
2022	$1,208.00	$92,000 Land $92,000	$92,000 Land $92,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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