615 Central Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 615 Central Ave, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	2,374 sqft · built 1950
Lot Size	0.271 acres (11,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,000 (Nov 2017)
Tax Bill	$14,301 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00091-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`04-00091-0000-00006`
Alternative APN	`040009100006`

Interior

Stories	1 Story
Building Area	2,374 sqft Living Area
1st Floor Area	2,374 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	11,796 sqft (0.271 acres)
Lot Dimensions	133 ft deep x 5 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	615 CENTRAL AVE
City	BOUND BROOK
State	NJ
Zip	08805-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ADDITIONAL LOTS: 7
Legal Block	91
Legal Lot Number	6
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1011
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 CENTRAL AVE, BOUND BROOK, NJ 08805-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 9, 2017	Deed, Transfer · FHA Mortgage FRANKLIN FIRST FINANCIAL LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on Record
Deed Sale	Nov 9, 2017 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	201745473
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	6739000616
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	615 CENTRAL AVE, BOUND BROOK, NJ 08805-1748
Document Number	0000008069
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 CENTRAL AVE BOUND BROOK NJ 088051748, BOUND BROOK, NJ 08805-1748

Mortgage

Document Number	0000008069
Date	Feb 24, 2020
Book Page	007191/002580
Instrument	8069

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 9, 2017
Property Address	615 CENTRAL AVE, BOUND BROOK, NJ 08805-1748
Document Number	0000045473
Instrument Date	Jul 13, 2017
Instrument	2017045473
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,320.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8723 W PINE NUT LN, 8723, BOISE, ID 83709-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 CENTRAL AVE, BOUND BROOK, NJ 08805-1748

Mortgage

Document Number	0000045474
Date	Nov 9, 2017
Instrument	2017045474

Lender

Name	FRANKLIN FIRST FINANCIAL LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,400 (+4.69%) Land $279,000 Building $399,400	$678,400 (+4.69%) Land $279,000 Building $399,400
2025	$14,301.00 (+2.14%)	$648,000 (+12.09%) Land $254,000 Building $394,000	$648,000 (+12.09%) Land $254,000 Building $394,000
2024	$14,002.00 (+5.2%)
2023		$578,100 Land $204,000 Building $374,100	$578,100 Land $204,000 Building $374,100
2022	$13,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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