615 Bridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 615 Bridge St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 951 sqft · built 1971
Lot Size0.078 acres (3,398 sqft)
Owner2 Individual Names on Record
Last Sale$559,000 (Mar 2024)
Tax Bill$7,599 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN017-352-30

Property Details

APN / Parcel Number

Primary APN017-352-30
Alternative APN
  • 017-352-30-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area951 sqft Living Area
Gross Area1,303 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2001
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,398 sqft (0.078 acres)
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address615 BRIDGE ST
CityWATSONVILLE
StateCA
Zip95076-3655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 525 LOT 130
Legal SubdivisionBAY VILLAGE SUB #2 TR #525
Legal Tract525
Legal Lot Number130
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2015
Census Tract110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address615 BRIDGE ST, WATSONVILLE, CA 95076-3655
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Grant Deed, Transfer · FHA Mortgage
SCENIC OAKS FUNDING
Mar 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PRESTO HOME LOANS INC
Nov 27, 2019Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Document Number20245327
Prior Transfer DateFeb 27, 2021
Prior Transfer Doc0000013274
Record UpdatedSep 20, 2026

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 22, 2024
Property Address615 BRIDGE ST, WATSONVILLE, CA 95076-3655
Document Number0000005327
Map ReferenceMB 50 PG 55
Instrument DateMar 20, 2024
Instrument2024-0005327
Transaction TypeTransfer
Record UpdatedApr 5, 2024
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$614.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address615 BRIDGE ST, WATSONVILLE, CA 95076-3655

Mortgage

Document Number0000005328
DateMar 22, 2024
Instrument2024-0005328
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 4, 2021
Property Address615 BRIDGE ST, WATSONVILLE, CA 95076-3655
Document Number0000013274
Map ReferenceMB 50 PG 55
Instrument DateFeb 27, 2021
Instrument2021-0013274
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 BRIDGE ST, WATSONVILLE, CA 95076-3655

Mortgage

Document Number0000013275
DateMar 4, 2021
Instrument2021-0013275
Lender
NamePRESTO HOME LOANS INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 27, 2019
Property Address615 BRIDGE ST, WATSONVILLE, CA 95076-3655
Document Number0000037261
Map ReferenceMB 50 PG 55
Instrument DateNov 19, 2019
Instrument2019-0037261
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 BRIDGE ST, WATSONVILLE, CA 95076-3655

Mortgage

Document Number0000037262
DateNov 27, 2019
Instrument2019-0037262
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$581,584 (+2%) Land $407,108 Building $174,476
2025$7,599.00 (+59.38%)$570,180 (+50.67%) Land $399,126 Building $171,054
2023$4,768.00 (+1.9%)$378,424 Land $264,897 Building $113,527$413,550
2022$4,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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