Allegany County property record for 615 Braddock Ave, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1975 |
| Lot Size | 0.316 acres (13,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,500 (Jul 2017) |
| Tax Bill | $1,473 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-036012 |
| Primary APN | 29-036012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,750 sqft (0.316 acres) |
| Lot Dimensions | 275 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 036012 |
|---|---|
| Street Address | 615 BRADDOCK AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADDOCK AVE PT LOT 40 50X275 NATL HWY ADDN |
| Legal Subdivision | NATL HWY ADD |
| Legal Lot Number | 40 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1402 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 615 BRADDOCK AVE, CUMBERLAND, MD 21502-7210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU |
| Jul 21, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRST PEOPLES CFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on Record |
| Deed Sale | Jul 21, 2017 · Amount on Record |
| Prior Sale | Aug 24, 2016 · Amount on Record |
| Deed Document Number | 20172314-394 |
| Deed Book / Page | 2314 / 394 |
| Prior Transfer Date | Aug 8, 2016 |
| Prior Transfer Doc | 002237-0431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 615 BRADDOCK AVE, LAVALE, MD 21502-7210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 615 BRADDOCK AVE, LAVALE, MD 21502-7210 |
| Document Number | 002908-0149 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 2908/149 |
| Name | FIRST PEOPLES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jul 21, 2017 |
| Property Address | 615 BRADDOCK AVE, LAVALE, MD 21502-7210 |
| Document Number | 0023140394 |
| Book / Page | 002314 / 000394 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 615 BRADDOCK AVE CUMBERLAND MD 215027210, CUMBERLAND, MD 21502-7210 |
| Document Number | 23140424 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 002314/000424 |
| Name | FIRST PEOPLES CFCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 23140399, |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 002314/000399 |
| Name | FIRST PEOPLES CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,300 (+18.09%) | $135,000 (+20.64%) Land $35,700 Building $99,300 | |
| 2025 | $1,473.00 (+25.79%) | ||
| 2023 | $1,171.00 | $107,800 | $111,900 Land $31,600 Building $80,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 40 (1979–2025) |
| Claims Outside the SFHA | 10 of 40 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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