615 Bonton St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 615 Bonton St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,472 sqft · built 1907
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Tax Bill	$757 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2022 Transfer
APN	`06-2.0-09-002-004-027.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-004-027.000`

Interior

Building Area	1,472 sqft Base Area
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Street Address	615 BONTON ST
City	SAINT JOSEPH
State	MO
Zip	64501-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KEMPER'S LOT:9 BLK:6LGL DESC:N 10' LOT 9 ALL LOT 10 PART OF BLK 6
Legal Subdivision	KEMPERS
Legal Block	6
Legal Lot Number	9-10
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	1000

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	615 BONTON ST, SAINT JOSEPH, MO 64501-2042
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 23, 2022
Transfer Doc	003777/563
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	615 BONTON ST, SAINT JOSEPH, MO 64501-2042
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BONTON ST, SAINT JOSEPH, MO 64501-2042

Mortgage

Document Number	003785/588
Date	Mar 24, 2023
Book Page	3785/588
Instrument	2023002083

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jun 27, 2022
Property Address	615 BONTON ST, SAINT JOSEPH, MO 64501-2042
Document Number	003777/563
Book / Page	3777 / 563
Instrument Date	Jun 23, 2022
Instrument	2022006168
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	615 BONTON ST, SAINT JOSEPH, MO 64501-2042

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$757.00	$10,560 (-0.94%) Land $1,810 Building $8,750	$55,550 (-0.98%) Land $9,500 Building $46,050
2024	$757.00 (+8.14%)
2023	$700.00 (-0.57%)	$10,660 (-) Land $1,810 Building $8,850	$56,100 (-) Land $9,500 Building $46,600
2022	$704.00	$10,660 Land $1,810 Building $8,850
2021			$56,100 Land $9,500 Building $46,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, United Fiber.

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