615 Bonham Rd, Saluda, SC 29138 Property Records

Saluda County property record for 615 Bonham Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,958 sqft · built 1969
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$3,500 (Mar 2015)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`078-07-02-005`

Property Details

APN / Parcel Number

Primary APN	`078-07-02-005`

Interior

Full Baths	2 Baths
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	47,916 sqft (1.1 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	615 BONHAM RD
City	SALUDA
State	SC
Zip	29138-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF: 1037-236/1063-139/1067-218 11-69/1037-235/1067-217
Legal Subdivision	TODD SURVEYS INC
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2024
Census Tract	960201

Owner

615 Bonham Rd is owned and occupied by two individuals who bought it in March 2015.

Source: Saluda County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 BONHAM RD, SALUDA, SC 29138-1657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2015 · Amount on File
Deed Sale	Mar 2, 2015 · Amount on File
Prior Sale	Mar 14, 2014 · Amount on File
Deed Document Number	2015366
Deed Book / Page	1067 / 218
Prior Transfer Date	May 23, 2013
Prior Transfer Doc	001011/0157
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Recording Date	Oct 5, 2026
Property Address	615 BONHAM RD, SALUDA, SC 29138-1657
Document Number	0000020204
Book / Page	1574 / 214
Instrument Date	Sep 30, 2026
Instrument	202620204
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BONHAM RD, SALUDA, SC 29138-1657

Mortgage

Document Number	0000020204,
Date	Oct 5, 2026
Book Page	1574/214
Instrument	202620204

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 30, 2051

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	615 BONHAM RD, SALUDA, SC 29138-1657
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001350/0277
Date	Jan 28, 2022
Book Page	1350/277
Instrument	20220-00006626

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 615 Bonham Rd was $1,013 with a homeowner's exemption, down 6.4% from the year before.

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Municipality	Saluda Town
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00 (-6.38%) Homeowner's exemption	$4,330 (-) Land $440 Building $3,890	$108,200 (-) Land $11,000 Building $97,200
2024	$1,082.00 (+0.56%) Homeowner's exemption	$4,330 (-) Land $440 Building $3,890	$108,200 (-) Land $11,000 Building $97,200
2023	$1,076.00 (+11.62%) Homeowner's exemption	$4,330 (-) Land $440 Building $3,890	$108,200 (-) Land $11,000 Building $97,200
2022	$964.00 Homeowner's exemption	$4,330 Land $440 Building $3,890	$108,200 Land $11,000 Building $97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Bonham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Bonham Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALUDA CO W&S AUTHORITY serves 5,060 people · EPA ID SC4120001
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2021 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50

May also be available: CarolinaConnect Cooperative, Spectrum.

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