615 Bluff St, Council Bluffs, IA 51503 Property Records

Pottawattamie County property record for 615 Bluff St, Council Bluffs, IA 51503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 913 sqft · built 1900
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jun 2020)
Tax Bill$2,938 (2025)
Deeds & MortgagesJun 2020 Sale & Second Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7544 36 259 005

Property Details

APN / Parcel Number

Primary APN7544 36 259 005
Alternative APN
  • 000 035 411 014588 000 000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area913 sqft Base Area
1st Floor Area913 sqft
Basement Area200 sqft
Unfinished Basement200 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1950
Construction TypeFrame
Foundation TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchPorch
Porch Area188 sqft
Patio Area163 sqft

Location & Zoning

Street Address615 BLUFF ST
CityCOUNCIL BLUFFS
StateIA
Zip51503-6549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionJACKSONS ADD LT 13 BLK 7
Legal Range44W
Legal Township75N
Legal Section36
Legal SubdivisionJACKSONS ADDITION
Legal Block7
Legal Lot Number13
JurisdictionPOTTAWATTAMIE IA
Township / Civil DivisionKANE
Census Block Group2
Census Block2002
Census Tract31000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Willow-Bluff-3rd Street Historic District
listed 2005 · 215 contributing resources · NRIS 05001019

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address615 BLUFF ST, COUNCIL BLUFFS, IA 51503-6549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Warranty Deed, Transfer · Stand-Alone Second Mortgage
IOWA FINANCE AUTHORITY
Mar 7, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2020 · Amount on Record
Deed SaleJun 11, 2020 · Amount on Record
Prior SaleMar 7, 2017 · Amount on Record
Deed Book / Page2020 / 7471
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATTAMIE IA
Recording DateJun 11, 2020
Property Address615 BLUFF ST, COUNCIL BLUFFS, IA 51503-6549
Document Number2020
Book / Page2020 / 7471
Instrument DateJun 8, 2020
Transaction TypeTransfer
Record UpdatedSep 2, 2021

Transaction

AmountAmount Recorded
Tax$223.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 BLUFF ST, COUNCIL BLUFFS, IA 51503-6549

Mortgage

Document Number20207474
DateJun 11, 2020
Instrument2020/7474
Lender
NameIOWA FINANCE AUTHORITY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Mortgage

Document Number0000007473
DateJun 11, 2020
Book Page2020/7473
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
AddressOMAHA, NE 68114
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATTAMIE IA
Recording DateMar 7, 2017
Property Address615 BLUFF ST, COUNCIL BLUFFS, IA 51503-6549
Document Number2017
Book / Page2017 / 02779
Instrument DateMar 2, 2017
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$181.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address615 BLUFF ST, COUNCIL BLUFFS, IA 51503-6549

Mortgage

Document Number201702781
DateMar 7, 2017
Instrument2017/02781
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPottawattamie County
MunicipalityCouncil Bluffs City
Unified School DistrictCouncil Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,300 (+9.74%) Land $20,200 Building $151,100$171,300 (+9.74%) Land $20,200 Building $151,100
2025$2,938.00 (-35.01%)
2023$156,100 Land $17,600 Building $138,500$156,100 Land $17,600 Building $138,500
2021$4,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOUNCIL BLUFFS WATER WORKS
serves 64,447 people · EPA ID IA7820080
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Google Fiber, Great Plains Communications, Nextlink, T-Mobile, Western Iowa Wireless.

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