Orange County property record for 615 Bessie St, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,271 sqft · built 1963 |
| Lot Size | 0.236 acres (10,285 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,511 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-23-28-3954-00-090 |
| Primary APN | 08-23-28-3954-00-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,271 sqft Living Area |
| Gross Area | 2,989 sqft |
| 1st Floor Area | 1,252 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,285 sqft (0.236 acres) |
| Lot Width | 83 ft Width |
| Porch | Florida Room |
| Porch Area | 1,072 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 615 BESSIE ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | JASMINE WOODS Y/147 LOT 9 & UNDIVIDED 1/10 INT IN PART OF LO T 171 WINDERMERE REPLAT Q/39 BEING A STRIP OF LAND RUNNING A LONG NELY LINE MEAS 45.06 FT ON 7TH AVE AND 64.12 FT ON REAR |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 08 |
| Legal Subdivision | JASMINE WOODS |
| Legal Tract | 3954 |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 14809 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 BESSIE ST, WINDERMERE, FL 34786-3533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2025 |
| Transfer Doc | 0000489201 |
| Record Updated | Jun 8, 2026 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,330 (+95.45%) Land $320,100 Building $109,230 | $429,330 (-) Land $320,100 Building $109,230 | |
| 2025 | $3,511.00 (+3.6%) Homeowner's exemption | $219,666 (+5.99%) | $429,330 (-1.55%) Land $320,100 Building $109,230 |
| 2024 | $3,389.00 (+3.58%) | ||
| 2023 | $3,272.00 (+3.41%) Homeowner's exemption | $207,257 (+3%) | $436,073 (+33.42%) Land $320,100 Building $115,973 |
| 2022 | $3,164.00 Homeowner's exemption | $201,220 | $326,831 Land $220,100 Building $106,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 11 (1989–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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