615 Berger Rd, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 615 Berger Rd, Fort Pierce, FL 34945

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 4 ba · 7,113 sqft · built 2022
Lot Size	10.2 acres (446,054 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (May 2022)
Tax Bill	$26,588 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2309-122-0000-000-9`

Property Details

APN / Parcel Number

Primary APN	`2309-122-0000-000-9`
Alternative APN	`13246`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	7,113 sqft Gross Area
1st Floor Area	3,441 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	446,054 sqft (10.2 acres)
Garage Type	Carport
Garage Area	640 sqft
Carport	Carport
Carport Area	640 sqft
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13246
Street Address	615 BERGER RD
City	FORT PIERCE
State	FL
Zip	34945-2003
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG-1 COUNT
Legal Description	09 35 39 BEG AT A PT ON N-S SEC LI 39 FT SLY OF N SEC LI, TH SLY ALG SD 1/4 SEC LI 655.13 FT, TH N 89 DEG 48 MIN 32 SEC E 678.89 FT TO E LI OF W 1/2 OF NW 1/4 OF NE 1/4, TH N 00 DEG 44 MIN 25 SEC W 655.21 FT TO A PT ON S R/W N EMERGENCY RELIEF CANAL,
Legal Subdivision	METES AND BOUNDS
Legal Lot Number	I
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2086
Census Tract	382201

Owner

615 Berger Rd, an agricultural property, is owned and occupied by two individuals who bought it in May 2022.

Source: St. Lucie County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	615 BERGER RD, FORT PIERCE, FL 34945-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 26, 2022	Warranty Deed, Transfer · Balloon Mortgage STEVEN JOHN TOMARI SR
Jan 8, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Jan 16, 2015 · Amount on File
Deed Document Number	20225045339
Deed Book / Page	4831 / 249
Prior Transfer Date	Jun 20, 2006
Prior Transfer Doc	0026091472
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	615 BERGER RD, FORT PIERCE, FL 34945-2003
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	UNKNOWN, BB&T

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BERGER RD, FORT PIERCE, FL 34945-2003

Mortgage

Document Number	0051372760
Date	Apr 22, 2024
Book Page	5137/2760
Instrument	5327850

Lender

Name	TRUIST BANK
Type	Bank
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2054

Interest

Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 1, 2022
Property Address	615 BERGER RD, FORT PIERCE, FL 34945-2003
Document Number	0048661478
Book / Page	4866 / 1478
Instrument Date	Jul 25, 2022
Instrument	5077254
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 BERGER RD, FORT PIERCE, FL 34945-2003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BERGER RD, FORT PIERCE, FL 34945-2003

Mortgage

Document Number	0048661480
Date	Aug 1, 2022
Instrument	4866/1480

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 26, 2022
Property Address	615 BERGER RD, FORT PIERCE, FL 34945-2003
Document Number	0048310249
Book / Page	4831 / 249
Instrument Date	May 20, 2022
Instrument	5045339
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	PRIME TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12013, FORT PIERCE, FL 34979-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BERGER RD, FORT PIERCE, FL 34945-2003

Mortgage

Document Number	0048310252
Date	May 26, 2022
Book Page	4831/252
Instrument	5045340

Lender

Name	STEVEN JOHN TOMARI SR
Type	Private Party
Address	6002 NW 7TH ST, MARGATE, FL 33063

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jan 8, 2021
Property Address	615 BERGER RD, FORT PIERCE, FL 34945-2003
Document Number	0045350790
Book / Page	004535 / 000790
Instrument Date	Dec 10, 2020
Instrument	4802054
Transaction Type	Transfer
Record Updated	Mar 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 SE ADDISON ST PORT ST LUCIE FL 349845273, PORT ST LUCIE, FL 34984-5273

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$677,474	$1,376,550 Land $624,250 Building $752,300
2024	$26,588.00 (+6.75%)
2023	$24,906.00 (+73.57%)	$1,275,000 (+66.42%) Land $514,100 Building $760,900	$1,275,000 (+62.3%) Land $514,100 Building $760,900
2022	$14,349.00 Homeowner's exemption	$766,149	$785,600 Land $270,800 Building $514,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Berger Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Berger Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Xfinity.

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