615 Belle Oak Ln, Brandon, MS 39042 Property Records

Rankin County property record for 615 Belle Oak Ln, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,427 sqft · built 2014
Lot Size	0.262 acres (11,451 sqft)
Owner	Individual Name on File
Last Sale	$219,100 (May 2015)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J07N000002 00940`

Property Details

APN / Parcel Number

Primary APN	`J07N000002 00940`
Alternative APN	`79127`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,427 sqft Adjusted Area
1st Floor Area	2,051 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,451 sqft (0.262 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	79127
Street Address	615 BELLE OAK LN
City	BRANDON
State	MS
Zip	39042-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 BELLE OAK PART 2 PHASE 1
Legal Range	03E
Legal Township	05N
Legal Section	26
Legal Subdivision	BELLE OAK PART 2
Legal Phase	1
Legal Lot Number	94
Jurisdiction	RANKIN MS
Township / Civil Division	3
Census Block Group	1
Census Block	1032
Census Tract	20806

Owner

615 Belle Oak Ln is owned and occupied by an individual who bought it in May 2015.

Source: Rankin County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	615 BELLE OAK LN, BRANDON, MS 39042-8102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK
Sep 24, 2025	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 6, 2023	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Oct 3, 2023	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2015 · Amount on File
Deed Sale	May 20, 2015 · Amount on File
Deed Book / Page	2015 / 9604
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	615 BELLE OAK LN, BRANDON, MS 39042-8102
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007773
Date	Jan 30, 2026
Book Page	3026/7773

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Feb 5, 2031

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	615 BELLE OAK LN, BRANDON, MS 39042-8102
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078572
Date	Sep 24, 2025
Book Page	3025/78572

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount on Record
Term	13 Months
Due	Oct 5, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	615 BELLE OAK LN, BRANDON, MS 39042-8102
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094289
Date	Dec 6, 2023
Book Page	3023/94289

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 5, 2024

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	615 BELLE OAK LN, BRANDON, MS 39042-8102
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078916
Date	Oct 3, 2023
Book Page	3023/78916

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 2, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 615 Belle Oak Ln was $2,402 with a homeowner's exemption, up % from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (+0.04%) Homeowner's exemption	$20,407
2024	$2,401.00		$204,070 Land $34,000 Building $170,070
2023		$19,176
2021			$191,760 Land $34,000 Building $157,760
2019	$1,922.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 615 Belle Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Belle Oak Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRANDON serves 31,852 people · EPA ID MS0610003
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: T-Mobile, Verizon.

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