615 Baker Ct, Galt, CA 95632 Property Records

Sacramento County property record for 615 Baker Ct, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,440 sqft · built 2004
Lot Size	0.357 acres (15,551 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (May 2016)
Tax Bill	$5,139 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0620-006-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0620-006-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,440 sqft Living Area
1st Floor Area	1,617 sqft
2nd Floor Area	1,823 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	15,551 sqft (0.357 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	615 BAKER CT
City	GALT
State	CA
Zip	95632-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHANCELLOR ESTATES 02, LOT 6
Legal Subdivision	CHANCELLOR ESTATES 02
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1019
Census Tract	9408

Owner

Source: Sacramento County records · APN 150-0620-006-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 BAKER CT, GALT, CA 95632-3153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2020	Deed of Trust, Mortgage · VA Mortgage TOP FLITE FIN'L
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage TOP FLITE FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2016 · Amount on Record
Deed Sale	May 09, 2016 · Amount on Record
Prior Sale	Dec 12, 2012 · Amount on Record
Deed Book / Page	20160509 / 1326
Prior Transfer Date	Oct 14, 2014
Prior Transfer Doc	0000000885
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	615 BAKER CT, GALT, CA 95632-3153
Transaction Type	Mortgage
Record Updated	Feb 01, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BAKER CT, GALT, CA 95632-3153

Mortgage

Document Number	0000001208
Date	Jan 19, 2022
Instrument	2022011901208

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	615 BAKER CT, GALT, CA 95632-3153
Document Number	2007070438
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 BAKER CT GALT CA 956323153, GALT, CA 95632-3153

Mortgage

Document Number	2007070438
Date	Jul 07, 2020
Instrument	2007070438

Lender

Name	TOP FLITE FIN'L
Type	Funding / Finance Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	615 BAKER CT, GALT, CA 95632-3153
Document Number	2006220655
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 06, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 BAKER CT GALT CA 956323153, GALT, CA 95632-3153

Mortgage

Document Number	2006220655
Date	Jun 22, 2020
Instrument	2006220655

Lender

Name	TOP FLITE FIN'L
Type	Funding / Finance Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$615,803 (+2%) Land $102,632 Building $513,171
2025	$5,139.00 (+3.8%)	$603,729 (+4.04%) Land $100,620 Building $503,109
2024	$4,951.00 (-6.66%)
2023	$5,304.00 (-21.74%)	$580,288 Land $96,714 Building $483,574
2022	$6,777.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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