615 Alberta Ave, Auburndale, FL 33823 Property Records

Polk County property record for 615 Alberta Ave, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1950
Lot Size	0.203 acres (8,825 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Mar 2024)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-10-326500-005070`

Property Details

APN / Parcel Number

Primary APN	`25-28-10-326500-005070`
Alternative APNs	`102825326500005070` `02825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,825 sqft (0.203 acres)
Lot Dimensions	112 ft deep x 78 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	615 ALBERTA AVE
City	AUBURNDALE
State	FL
Zip	33823-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ALBERTA PARK SUB PB 16 PG 37 BLK 5 LOT 7 & E1/2 OF LOT 8
Legal Range	25E
Legal Township	28S
Legal Section	10
Legal Subdivision	ALBERTA PARK SUBDIVISION
Legal Tract	326500
Legal Block	5
Legal Lot Number	7,8
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1047
Census Tract	13102

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC
Mar 19, 2024	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Sep 2, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Jun 9, 2020	Warranty Deed, Transfer HOME SOLUTION TITLE INC
May 27, 2020	Loan Modification, Mortgage MIDFLORIDA CU
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	202463827
Deed Book / Page	13046 / 721
Prior Transfer Date	Oct 29, 2012
Prior Transfer Doc	0000193880
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	May 14, 2026
Property Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241
Document Number	0000115852
Book / Page	13999 / 33
Instrument Date	Apr 24, 2026
Instrument	2026115852
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241

Mortgage

Document Number	0000115852,
Date	May 14, 2026
Book Page	13999/33
Instrument	2026115852

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 19, 2024
Property Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241
Document Number	0000063827
Book / Page	13046 / 721
Map Reference	MB 16 PG 37
Instrument Date	Mar 15, 2024
Instrument	2024063827
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1904 ZIPPERER RD, BRADENTON, FL 34212-9258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241

Mortgage

Document Number	0013046723
Date	Mar 19, 2024
Instrument	13046/723

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 2, 2020
Property Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241
Document Number	0113592179
Book / Page	011359 / 002179
Instrument Date	Aug 28, 2020
Instrument	181481
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 ALBERTA AVE AUBURNDALE FL 338233241, AUBURNDALE, FL 33823-3241

Mortgage

Document Number	113592180
Date	Sep 2, 2020
Book Page	011359/002180
Instrument	181482

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 9, 2020
Property Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241
Document Number	0112580818
Book / Page	011258 / 000818
Instrument Date	May 27, 2020
Instrument	113539
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount Recorded
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241
Document Number	0112601490
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	INSURED REAL ESTATE TITLE, INSURED REAL EST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGEWOOD DR #105 LAKELAND FL 338033480, 105, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

Mortgage

Document Number	0112601490
Date	Jun 10, 2020
Book Page	011260/001490
Instrument	115066

Lender

Name	MIDFLORIDA CU
Address	129 S KENTUCKY AVE # 500, LAKELAND, FL 33801-5058

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	615 ALBERTA AVE, AUBURNDALE, FL 33823-3241
Document Number	0109390339
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6306 GREEN RD LAKELAND FL 338102108, LAKELAND, FL 33810-2108

Mortgage

Document Number	0109390339
Date	Aug 13, 2019
Book Page	010939/000339
Instrument	170253

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	LAKELAND, FL 33813

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,125 (-8.56%) Land $36,184 Building $131,941	$168,125 (-8.56%) Land $36,184 Building $131,941
2025	$3,007.00 (+24.77%)	$183,865 (-4.19%) Land $36,184 Building $147,681	$183,865 (-4.19%) Land $36,184 Building $147,681
2023	$2,410.00 (+8.17%)	$191,911 (+8.36%) Land $35,301 Building $156,610	$191,911 (+8.36%) Land $35,301 Building $156,610
2022	$2,228.00	$177,112 Land $18,974 Building $158,138	$177,112 Land $18,974 Building $158,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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