615 7th St SW, Winter Haven, FL 33880 Property Records

Polk County property record for 615 7th St SW, Winter Haven, FL 33880

Property Summary

Property Type	Restaurant
Details	1,655 sqft · built 1951
Lot Size	0.363 acres (15,795 sqft)
Owner	Company Name on File
Last Sale	$287,000 (Apr 2019)
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-29-634000-006010`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-634000-006010`
Alternative APNs	`292826634000006010` `92826000`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,655 sqft Gross Area
1st Floor Area	1,655 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2009
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	15,795 sqft (0.363 acres)
Lot Dimensions	132 ft deep x 100 ft wide
View / Lot	Commercial
Garage Type	Carport
Garage Area	2,010 sqft
Carport	Carport
Carport Area	2,010 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	615 7TH ST SW
City	WINTER HAVEN
State	FL
Zip	33880-3343
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LAKESIDE ADD PB 1 PG 98 BLK 6 THAT PART DESC AS BEG 178.13 FT S OF NE COR LOT 1 RUN N 161.05 FT N 57 DEG 05 MIN 20 SEC W 46.93 FT S 45 DEG 47 MIN 50 SEC W 141 FT M/L TO LAKE MAY SELY ALONG LAKE 137 FT M/L N 74 DEG 53 MIN 21 SEC E 46 FT M/L TO POB
Legal Range	26E
Legal Township	28S
Legal Section	29
Legal Subdivision	LAKESIDE ADDITION
Legal Tract	634000
Legal Block	6
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4003
Census Tract	13802

Owner

615 7th St SW, a commercial property, is owned by a company that bought it in April 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	367 PASCO CT, WINTER HAVEN, FL 33884-1570
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage DAVID BURTON ETUX
Apr 8, 2019	Warranty Deed, Transfer · Conventional with PMI COMCO HOLDINGS LLC
Nov 30, 2018	Deed of Trust, Mortgage HOMESTEAD ESTATES LLC
Aug 31, 2018	Warranty Deed, Transfer EXECUTIVE TITLE/CTRL FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Prior Sale	Aug 31, 2018 · Amount on File
Deed Document Number	201970544
Deed Book / Page	10803 / 339
Prior Transfer Date	May 15, 2012
Prior Transfer Doc	0000085044
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	615 7TH ST SW, WINTER HAVEN, FL 33880-3343
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 7TH ST SW, WINTER HAVEN, FL 33880-3343

Mortgage

Document Number	0000165640
Date	Jun 16, 2022
Book Page	12300/2229
Instrument	2022165640

Lender

Name	DAVID BURTON ETUX
Type	Private Party
Address	4909 WILLOWBROOK CIR, WINTER HAVEN, FL 33884

Agreement

Amount	Amount on Record
Term	1 Months
Due	Jul 15, 2022

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 8, 2019
Property Address	615 7TH ST SW, WINTER HAVEN, FL 33880-3343
Document Number	0108030339
Book / Page	010803 / 000339
Instrument Date	Apr 5, 2019
Instrument	70544
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4909 WILLOWBROOK CIR WINTER HAVEN FL 338842935, WINTER HAVEN, FL 33884-2935

Mortgage

Document Number	108030341
Date	Apr 8, 2019
Book Page	010803/000341
Instrument	70545

Lender

Name	COMCO HOLDINGS LLC
Address	200 E CENTRAL AVE # 1, WINTER HAVEN, FL 33880-6310

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 7, 2039

Interest

Rate	10%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	615 7TH ST SW, WINTER HAVEN, FL 33880-3343
Document Number	0106901038
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 LAKE MATTIE RD AUBURNDALE FL 33823, AUBURNDALE, FL 33823

Mortgage

Document Number	0106901038
Date	Dec 6, 2018
Book Page	010690/001038
Instrument	253292

Lender

Name	HOMESTEAD ESTATES LLC
Address	4000 COUNTRY CLUB RD S, WINTER HAVEN, FL 33881-9226

Agreement

Amount	Amount on Record

Interest

Rate	6%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 31, 2018
Property Address	615 7TH ST SW, WINTER HAVEN, FL 33880-3343
Document Number	0105981943
Book / Page	010598 / 001943
Instrument Date	Aug 28, 2018
Instrument	185955
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	EXECUTIVE TITLE/CTRL FL INC

Transaction

Amount	Amount on Record
Tax	$1,543.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 LAKE MATTIE RD AUBURNDALE FL 338239445, AUBURNDALE, FL 33823-9445

Tax Assessment & Valuation

The 2025 property tax bill for 615 7th St SW was $4,916.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,483 (-1.53%) Land $60,013 Building $194,470	$254,483 (-1.53%) Land $60,013 Building $194,470
2025	$4,916.00	$258,443 Land $60,013 Building $198,430	$258,443 Land $60,013 Building $198,430
2023	$4,813.00 (+6.25%)	$253,988 (+1.08%) Land $60,013 Building $193,975	$253,988 (+1.08%) Land $60,013 Building $193,975
2022	$4,530.00	$251,277 Land $60,013 Building $191,264	$251,277 Land $60,013 Building $191,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 7th St SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2017–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 7th St SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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