615 4th Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 615 4th Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Jun 2019)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1128436010`

Property Details

APN / Parcel Number

Primary APN	`1128436010`
Alternative APN	`99583`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Location & Zoning

Account Number	99583
Street Address	615 4TH AVE
City	ROCK FALLS
State	IL
Zip	61071-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A L MERRILLS SUB LOT 13 BLK 25 91800X
Legal Subdivision	A L MERRILLS SUBDIVISION
Legal Block	25
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3038
Census Tract	1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	615 4TH AVE, ROCK FALLS, IL 61071-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Warranty Deed, Transfer COMMUNITY ST BK/ROCK FALLS
Apr 21, 2017	Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	20193386
Prior Transfer Date	Apr 19, 2017
Prior Transfer Doc	0201702243
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 27, 2019
Property Address	615 4TH AVE, ROCK FALLS, IL 61071-1228
Document Number	0000003386
Instrument Date	Jun 14, 2019
Instrument	3386
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 4TH AVE ROCK FALLS IL 610711228, ROCK FALLS, IL 61071-1228

Mortgage

Document Number	3387
Date	Jun 27, 2019
Instrument	3387

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 21, 2017
Property Address	615 4TH AVE, ROCK FALLS, IL 61071-1228
Document Number	0000002242
Instrument Date	Apr 19, 2017
Instrument	2242
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	NTI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	615 4TH AVE ROCK FALLS IL 610711228, ROCK FALLS, IL 61071-1228

Mortgage

Document Number	2243
Date	Apr 21, 2017
Instrument	2243

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,745.00 (+10.67%)	$40,100 (+8.8%) Land $5,788 Building $34,312
2024	$3,384.00	$36,857 Land $5,320 Building $31,537	$120,300 (+8.8%) Land $17,364 Building $102,936
2023			$110,571 Land $15,960 Building $94,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–1996)
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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