615 3rd St W, Park Rapids, MN 56470 Property Records

Hubbard County property record for 615 3rd St W, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,158 sqft · built 1967
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,900 (Aug 2026)
Tax Bill	$2,564 (2026)
Deeds & Mortgages	Aug 2026 Sale Apr 2018 Mortgage + 5 more
APN	`32.55.03800`

Property Details

APN / Parcel Number

Primary APN	`32.55.03800`
Alternative APNs	`102165` `55957`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	1,242 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Area	1,280 sqft
Driveway	Concrete Driveway
Driveway Area	280 sqft
Parking Spaces	5 Parking Spaces
Patio Area	48 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	102165
Street Address	615 3RD ST W
City	PARK RAPIDS
State	MN
Zip	56470-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.34 AC PRC GRAEBER'S ADD LOTS 18 & 19 BLK 3
Legal Subdivision	GRAEBER'S ADD
Legal Block	3
Legal Lot Number	18-19
Jurisdiction	HUBBARD MN
Township / Civil Division	PARK RAPIDS
Census Block Group	3
Census Block	3049
Census Tract	70600

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer COUNTY ABSTRACT, HUBBARD COUNTY ABSTRACT
Apr 27, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
May 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Sep 26, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Aug 1, 2023 · Amount on Record
Deed Document Number	2026448146
Prior Transfer Date	Aug 8, 2012
Prior Transfer Doc	0000360403
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Aug 24, 2026
Property Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Document Number	0000448146
Instrument Date	Aug 14, 2026
Instrument	2026448146
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	COUNTY ABSTRACT, HUBBARD COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$80,625.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Investor	Possibly a Property Investor

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000396530
Date	Apr 27, 2018
Instrument	A000396530

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000408620
Date	May 7, 2020
Instrument	A000408620

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000404480
Date	Aug 26, 2019
Instrument	A000404480

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000416807
Date	May 18, 2021
Instrument	A000416807

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Aug 1, 2023
Property Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Document Number	A000430834
Instrument Date	Jul 24, 2023
Instrument	A000430834
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322

Mortgage

Document Number	A000430835
Date	Aug 1, 2023
Instrument	A000430835

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Sep 26, 2017
Property Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322
Document Number	A000393112
Instrument Date	Sep 25, 2017
Instrument	A000393112
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 3RD ST W, PARK RAPIDS, MN 56470-1322

Mortgage

Document Number	A000393113
Date	Sep 26, 2017
Instrument	A000393113

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
Municipality	Park Rapids City
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,564.00 Homeowner's exemption
2025	$2,564.00	$219,800 (+30.52%) Land $18,900 Building $200,900	$219,800 (+30.52%) Land $18,900 Building $200,900
2022		$168,400 Land $16,300 Building $152,100	$168,400 Land $16,300 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Park Rapids serves 4,298 people · EPA ID MN1290003
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Paul Bunyan Communications.

Nearby Properties on 3rd St W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures