Kandiyohi County property record for 615 3rd St S, Atwater, MN 56209
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1976 |
| Lot Size | 0.322 acres (14,034 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Aug 2021) |
| Tax Bill | $2,864 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-175-0230 |
| Primary APN | 40-175-0230 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 960 sqft Total Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Lot Area | 14,034 sqft (0.322 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Street Address | 615 3RD ST S |
|---|---|
| City | ATWATER |
| State | MN |
| Zip | 56209-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDERSTROM'S ADDITION |
| Legal Range | 033 |
| Legal Township | 119 |
| Legal Section | 11 |
| Legal Subdivision | ANDERSTROMS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | ATWATER |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 781100 |
615 3rd St S is owned and occupied by an individual who bought it in August 2021.
Source: Kandiyohi County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 615 3RD ST S, ATWATER, MN 56209-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Deed Document Number | 2021680232 |
| Prior Transfer Date | Aug 12, 2021 |
| Prior Transfer Doc | 0000680232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Aug 17, 2021 |
| Property Address | 615 3RD ST S, ATWATER, MN 56209-1017 |
| Document Number | 0000680232 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 680232 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.90 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 3RD ST S, ATWATER, MN 56209-1017 |
| Document Number | 0000680233 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 680233 |
| Name | HARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 12, 2028 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 615 3rd St S was $2,864 with a homeowner's exemption.
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Atwater City |
| County | Kandiyohi County |
| Unified School District | A.C.G.C. Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,864.00 Homeowner's exemption | $167,800 (+1.76%) Land $14,000 Building $153,800 | $167,800 (+1.76%) Land $14,000 Building $153,800 |
| 2025 | $164,900 Land $14,000 Building $150,900 | $164,900 Land $14,000 Building $150,900 | |
| 2023 | $2,726.00 Homeowner's exemption | $149,500 Land $14,000 Building $135,500 | $149,500 Land $14,000 Building $135,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 615 3rd St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 615 3rd St S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Atwater serves 1,133 people · EPA ID MN1340001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Broadband Fiber | 1,000 / 1,000 |
| Meeker Cooperative Light & Power Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fixed Wireless in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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