615 3rd Ave NE, Chisholm, MN 55719 Property Records

St. Louis County property record for 615 3rd Ave NE, Chisholm, MN 55719

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,860 sqft · built 1979
Lot Size	0.261 acres (11,372 sqft)
Owner	Individual Name on File
Tax Bill	$4,504 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-0160-04145`

Property Details

APN / Parcel Number

Primary APN	`020-0160-04145`
Alternative APN	`40802`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,860 sqft Gross Area
1st Floor Area	1,500 sqft
Basement Area	730 sqft
Finished Basement	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Dome
Exterior Material	Metal
Construction Type	Frame
Lot Area	11,372 sqft (0.261 acres)
Garage Area	1,728 sqft
Deck Area	44 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	40802
Street Address	615 3RD AVE NE
City	CHISHOLM
State	MN
Zip	55719-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 16 FT OF LOT 10 AND ALL OF LOTS 11THRU 13 SERIAL #
Legal Subdivision	PARK ADD TO CHISHOLM
Legal Block	25
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	CHISHOLM
Census Block Group	3
Census Block	3028
Census Tract	12600

Owner

615 3rd Ave NE is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	615 3RD AVE NE, CHISHOLM, MN 55719-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	615 3RD AVE NE, CHISHOLM, MN 55719-1256
Document Number	00A1377086
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 3RD AVE NE CHISHOLM MN 557191256, CHISHOLM, MN 55719-1256

Mortgage

Document Number	00A1377086
Date	Apr 7, 2020
Instrument	A1377086

Lender

Name	HIBBING COOPERATIVE CU
Type	Credit Union
Address	HIBBING, MN 55746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 6, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 615 3rd Ave NE was $4,504 with a homeowner's exemption, up 4.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Chisholm City
County	St. Louis County
Unified School District	Chisholm Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,504.00 (+4.11%) Homeowner's exemption
2025	$4,326.00 (+16.86%) Homeowner's exemption	$317,800 (+20.61%) Land $9,500 Building $308,300	$317,800 (+20.61%) Land $9,500 Building $308,300
2024	$3,702.00	$263,500 Land $9,500 Building $254,000	$263,500 Land $9,500 Building $254,000
2022		$200,600 Land $7,400 Building $193,200	$200,600 Land $7,400 Building $193,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 3rd Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 3rd Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chisholm serves 4,940 people · EPA ID MN1690007
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Northern Wireless Media Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20