Ouray County property record for 615 2nd St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,597 sqft · built 1888 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,162,500 (Oct 2023) |
| Tax Bill | $3,736 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000133 |
| Primary APN | R000133 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,597 sqft Heated Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 987 sqft |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Victorian |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,485 sqft (0.08 acres) |
| Porch | Porch |
| Porch Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | R000133 |
|---|---|
| Street Address | 615 2ND ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4 |
| Legal Description | SUBD: CITY OF OURAY LOT: 4 BLOCK: 10 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
615 2nd St is owned by an individual who bought it in October 2023.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7426 AUTHON DR, DALLAS, TX 75248-3024 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BRAZOS NATIONAL BANK |
| Oct 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK AND TRUST CO INC |
| Aug 21, 2023 | Deed of Trust, Mortgage CITIZENS STATE BANK |
| Jul 5, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHRISTINA BONATTI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Prior Sale | Jul 5, 2022 · Amount on File |
| Deed Document Number | 2023235986 |
| Prior Transfer Date | Dec 14, 2005 |
| Prior Transfer Doc | 190047 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 615 2ND ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7426 AUTHOR DRIVE, DALLAS, TX 75248-3024 |
| Document Number | 0000240337 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 240337 |
| Name | BRAZOS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Oct 30, 2023 |
| Property Address | 615 2ND ST, OURAY, CO 81427 |
| Document Number | 0000235986 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 235986 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 671, OURAY, CO 81427-0671 |
| Name | Verified Name |
|---|---|
| Address | 7426 AUTHON DR, DALLAS, TX 75248-3024 |
| Document Number | 0000235987 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 235987 |
| Name | FIRST UNITED BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 615 2ND ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000235514 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 235514 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | OURAY, CO 81427 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Aug 9, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jul 5, 2022 |
| Property Address | 615 2ND ST, OURAY, CO 81427 |
| Document Number | 0000232510 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 232510 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 S 7TH ST, 601, MONTROSE, CO 81401-4345 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1165, OURAY, CO 81427-1165 |
| Document Number | 0000232527 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 232527 |
| Name | CHRISTINA BONATTI |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Aug 1, 2025 |
The 2025 property tax bill for 615 2nd St was $3,736, up 16.4% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,736.00 (+16.42%) | $56,160 (+8.65%) Land $7,440 Building $48,720 | $898,590 (+16.47%) Land $119,060 Building $779,530 |
| 2024 | $3,209.00 (+195.22%) | $51,690 (+196.9%) Land $5,780 Building $45,910 | $771,550 (+199.76%) Land $86,340 Building $685,210 |
| 2023 | $1,087.00 | $17,410 Land $5,910 Building $11,500 | $257,390 Land $87,410 Building $169,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 615 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 2nd St is moderate, ranking above 50% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures