615 1st St, Palacios, TX 77465 Property Records

Matagorda County property record for 615 1st St, Palacios, TX 77465

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,811 sqft · built 1975
Lot Size0.349 acres (15,202 sqft)
Owner2 Individual Names on File
Last Sale$132,600 (Jan 2017)
Tax Bill$5,839 (2026)
Deeds & MortgagesAug 2017 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APN3321-0060-000400

Property Details

APN / Parcel Number

Primary APN3321-0060-000400
Alternative APN
  • 41939

Interior

Full Baths2 Baths
Building Area1,811 sqft Living Area
Gross Area4,812 sqft
1st Floor Area1,811 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,202 sqft (0.349 acres)
Lot Dimensions190 ft deep x 80 ft wide
Garage TypeAttached
Garage Area572 sqft
PorchPorch
Porch Area261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3321-0060-000400
Street Address615 1ST ST
CityPALACIOS
StateTX
Zip77465-4907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALACIOS ORIGINAL TOWNSITE, BLOCK 6, LOT 4
Legal Block6
Legal Lot Number4
JurisdictionMATAGORDA TX
Township / Civil DivisionPALACIOS
Census Block Group2
Census Block2028
Census Tract730600

Owner

615 1st St is owned and occupied by two individuals who bought it in January 2017.

Source: Matagorda County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address615 1ST ST, PALACIOS, TX 77465-4907
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
PROSPECT BANK
Jan 18, 2017Special Warranty Deed, Transfer · Line of Credit
NEWFIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2017 · Amount on File
Deed SaleJan 18, 2017 · Amount on File
Prior SaleApr 18, 2008
Deed Document Number2017289
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATAGORDA TX
Property Address615 1ST ST, PALACIOS, TX 77465-4907
Transaction TypeMortgage
Record UpdatedSep 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-004632
DateAug 17, 2017
Instrument2017-004632
Lender
NamePROSPECT BANK
TypeBank
AddressPalacios, TX 77465
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueAug 17, 2032

January 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMATAGORDA TX
Recording DateJan 18, 2017
Property Address615 1ST ST, PALACIOS, TX 77465-4907
Document Number2017000289
Map ReferenceVOL 14 PG 374
Instrument DateJan 10, 2017
Instrument2017-000289
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySOUTHWEST LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10939 SHADY TRL # TRLB2, 10939, DALLAS, TX 75220-1387

Transferred To (Grantee/Buyer)

NameVerified Name
Address4106 WOODCREEK DR, DALLAS, TX 75220-5073

Mortgage

Document Number2017000392
DateJan 18, 2017
Instrument2017-000392
Lender
NameNEWFIRST NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJan 23, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 615 1st St was $5,839 with exemptions applied, up 144.1% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMatagorda County
MunicipalityPalacios City
Unified School DistrictPalacios Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,839.00 (+144.11%) Homeowner's exemption Senior Citizen's exemption$274,597 (-9.39%)$312,680 (+3.18%) Land $35,570 Building $277,110
2025$2,392.00 Homeowner's exemption Senior Citizen's exemption$303,050 Land $35,570 Building $267,480$303,050 Land $35,570 Building $267,480
2023$210,340 Land $22,960 Building $187,380$210,340 Land $22,960 Building $187,380
2022$4,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 1st St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims58 (1979–2025)
Claims Outside the SFHA30 of 58
Most Recent ClaimJun 2025 · other causes
Claims by Event
  • Hurricane Harvey, Aug 2017 · 6 claims
  • Hurricane Ike, Sep 2008 · 4 claims
  • Hurricane Claudette, Jul 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 615 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALACIOS
serves 4,700 people · EPA ID TX1610004
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Nextlink
Fixed Wireless
1,000 / 500
Sparklight
Cable
1,000 / 50
TISD
Fixed Wireless
400 / 100

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