615 19th Ter S, Birmingham, AL 35205 Property Records

Jefferson County property record for 615 19th Ter S, Birmingham, AL 35205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 1951
Lot Size	0.308 acres (13,400 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Aug 2017)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-00-11-1-008-001.000`

Property Details

APN / Parcel Number

Primary APN	`29-00-11-1-008-001.000`
Alternative APNs	`29111008001000RR00` `392990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,400 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	77 sqft
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	392990
Street Address	615 19TH TER S
City	BIRMINGHAM
State	AL
Zip	35205-6411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 10 IDLEWILD HILLS 27/44 LYING IN NE 1/4 SEC 11 TP 18 R3W
Legal Range	03W
Legal Township	18S
Legal Section	11
Legal Subdivision	IDLEWILD HILLS 29-11-4
Legal Lot Number	10
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2004
Census Tract	5000

Owner

615 19th Ter S is owned and occupied by two individuals who bought it in August 2017.

Source: Jefferson County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE
Feb 6, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Aug 28, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE
Mar 10, 2017	Trustee's Deed, Construction Loan · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Sep 29, 2016 · Amount on File
Deed Document Number	201788765
Prior Transfer Date	Oct 29, 2015
Prior Transfer Doc	201512300113440
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411

Mortgage

Document Number	0000062709
Date	Jun 7, 2022
Instrument	2022062709

Lender

Name	CADENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411

Mortgage

Document Number	0000025238
Date	Mar 10, 2020
Instrument	2020025238

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411
Document Number	0000013421
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	615 19TH TER S BIRMINGHAM AL 352056411, BIRMINGHAM, AL 35205-6411

Mortgage

Document Number	0000013421
Date	Feb 14, 2019
Instrument	13421

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 13, 2024

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Aug 28, 2017
Property Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411
Document Number	0000088765
Instrument Date	Aug 25, 2017
Instrument	2017088765
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088766
Date	Aug 28, 2017
Instrument	2017088766

Lender

Name	GUILD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 10, 2017
Property Address	615 19TH TER S, BIRMINGHAM, AL 35205-6411
Instrument Date	Feb 28, 2017
Instrument	23395
Transaction Type	Construction Loan
Record Updated	Mar 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1502 MILNER CRES S BIRMINGHAM AL 352052918, BIRMINGHAM, AL 35205-2918

Mortgage

Document Number	0000023395
Date	Mar 10, 2017
Instrument	23395

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 9, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 615 19th Ter S was $2,175 with a homeowner's exemption, up 7.2% from the year before.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Birmingham City
County	Jefferson County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00 (+7.2%) Homeowner's exemption	$31,000	$323,000 Land $94,000 Building $229,000
2024	$2,029.00
2023		$28,980 Land $9,403 Building $19,577	$289,700 Land $94,000 Building $195,700
2022	$1,836.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 615 19th Ter S in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 19th Ter S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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