615 13th St, Ames, IA 50010 Property Records

Story County property record for 615 13th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,838 sqft · built 1880
Lot Size	0.733 acres (31,926 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,364 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-35-353-105`

Property Details

APN / Parcel Number

Primary APN	`05-35-353-105`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,838 sqft Living Area
1st Floor Area	416 sqft
Basement Area	1,484 sqft
Finished Basement	154 sqft
Unfinished Basement	1,323 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,926 sqft (0.733 acres)
Garage Type	Detached
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Pool House	Pool House
Porch	Enclosed Porch
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	615 13TH ST
City	AMES
State	IA
Zip	50010-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	W H COLES SD LOT:2 E85' LOT 2 EX E13' S1/2 & EX STREETS AMES
Legal Range	24W
Legal Township	84N
Legal Section	35
Legal Subdivision	WH COLE'S SD
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3012
Census Tract	200

Owner

615 13th St is owned and occupied by two individuals who acquired it in October 2023.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 13TH ST, AMES, IA 50010-5419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Nov 2, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 30, 2023
Transfer Doc	0000007779
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	615 13TH ST, AMES, IA 50010-5419
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303365
Date	May 31, 2023
Instrument	2023-03365

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Nov 2, 2023
Property Address	615 13TH ST, AMES, IA 50010-5419
Document Number	0202307779
Instrument Date	Oct 30, 2023
Instrument	2023-07779
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	615 13TH ST, AMES, IA 50010-5419

Tax Assessment & Valuation

The 2025 property tax bill for 615 13th St was $6,364 with a homeowner's exemption, up 8.5% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,364.00 (+8.45%) Homeowner's exemption	$473,700 Land $73,800 Building $399,900	$473,700 Land $73,800 Building $399,900
2024	$5,868.00
2023		$414,700 Land $60,200 Building $354,500	$414,700 Land $60,200 Building $354,500
2022	$3,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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