61495 Elder Ridge St, Bend, OR 97702 Property Records

Deschutes County property record for 61495 Elder Ridge St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,154 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Nov 2021)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181207-BB-03701`

Property Details

APN / Parcel Number

Primary APN	`181207-BB-03701`
Alternative APNs	`R1001181207BB03701` `207676`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,154 sqft Living Area
Gross Area	2,714 sqft
1st Floor Area	1,127 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Lot Area	6,098 sqft (0.14 acres)
Garage Area	560 sqft

Location & Zoning

Account Number	207676
Street Address	61495 ELDER RIDGE ST
City	BEND
State	OR
Zip	97702-1193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WEST RIDGE BLOCK 4 LOT PT 12
Legal Range	12
Legal Township	18
Legal Section	07
Legal Subdivision	WEST RIDGE
Legal Block	4
Legal Lot Number	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1005
Census Tract	1401

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61495 ELDER RIDGE ST, BEND, OR 97702-1193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Re-recorded Document · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 4, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	202165296
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000065296
Record Updated	Sep 20, 2026

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DESCHUTES OR
Recording Date	Nov 23, 2021
Property Address	61495 ELDER RIDGE ST, BEND, OR 97702-1193
Document Number	0000065296
Map Reference	CAB F PG 271
Instrument Date	Nov 3, 2021
Instrument	2021-65296
Record Updated	Nov 30, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61495 ELDER RIDGE ST, BEND, OR 97702-1193

Mortgage

Document Number	0000065297
Date	Nov 23, 2021
Instrument	2021-65297

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 4, 2021
Property Address	61495 ELDER RIDGE ST, BEND, OR 97702-1193
Document Number	0000062221
Map Reference	CAB F PG 271
Instrument Date	Nov 3, 2021
Instrument	2021-62221
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61495 ELDER RIDGE ST, BEND, OR 97702-1193

Mortgage

Document Number	0000062222
Date	Nov 4, 2021
Instrument	2021-62222

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,210.00 (+3.92%)	$249,200 (+3%)	$817,240 (-1.57%) Land $237,050 Building $580,190
2024	$4,051.00 (+7.88%)	$241,950 (+3%)	$830,270 (-4.86%) Land $248,500 Building $581,770
2023	$3,755.00	$234,910	$872,650 Land $348,420 Building $524,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Vero Fiber, Webformix.

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