6149 James Dr, Lorain, OH 44053 Property Records

Lorain County property record for 6149 James Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,692 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$460,000 (Oct 2022)
Tax Bill	$8,210 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-03-007-000-247`

Property Details

APN / Parcel Number

Primary APN	`02-03-007-000-247`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,692 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	148 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6149 JAMES DR
City	LORAIN
State	OH
Zip	44053-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY SPRINGS SUB NO 2 50 X 110
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6149 JAMES DR, LORAIN, OH 44053-4375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Survivorship Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Jun 15, 2022	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	2022006779
Record Updated	Jun 8, 2026

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 21, 2022
Property Address	6149 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000896002
Map Reference	VOL 111 PG 62
Instrument Date	Oct 7, 2022
Instrument	2022-0896002
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6149 JAMES DR, LORAIN, OH 44053-4375

Mortgage

Document Number	0000896003
Date	Oct 21, 2022
Instrument	2022-0896003

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 15, 2022
Property Address	6149 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000879545
Map Reference	VOL 111 PG 62
Instrument Date	Apr 22, 2022
Instrument	2022-0879545
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD # 100, 100, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,210.00	$194,430 (+%) Land $35,000 Building $159,430	$555,500 (-) Land $100,000 Building $455,500
2024	$8,210.00 (+15.42%)	$194,425 (+34.67%) Land $35,000 Building $159,425	$555,500 (+34.67%) Land $100,000 Building $455,500
2023	$7,113.00	$144,375 (+837.5%) Land $19,250 Building $125,125	$412,500 (+837.5%) Land $55,000 Building $357,500
2022		$15,400 Land $15,400
2021			$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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