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6149 Black Walnut Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 6149 Black Walnut Rd, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,140 sqft · built 2024
Lot Size2.51 acres (109,336 sqft)
Owner2 Trust Names on File
Last Sale$60,000 (May 2022)
Tax Bill$4,717 (2025)
Deeds & MortgagesApr 2024 Construction Loan
May 2022 Sale
Flood ZoneZone AE (high risk)
APN864330A000

Property Details

APN / Parcel Number

Primary APN864330A000
Alternative APN
  • 5-096A-0744-00-0009.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,140 sqft Living Area
1st Floor Area2,140 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area109,336 sqft (2.51 acres)
Garage TypeDetached
Garage Area704 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number864330A000
Street Address6149 BLACK WALNUT RD
CitySAINT CHARLES
StateMO
Zip63301-7109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA9
Legal DescriptionPT SUR 744
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2059
Census Tract310100

Owner

6149 Black Walnut Rd is held in a trust since October 2025.

Source: St. Charles County records, as of September 11, 2026

Owner of Record2 Trust Names on File
Mailing Address5767 N HIGHWAY 94, PORTAGE DES SIOUX, MO 63373-1511
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed of Trust, Mortgage · Construction Mortgage
BANK OF OLD MONROE
May 20, 2022Warranty Deed, Transfer
INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2022 · Amount on File
Deed SaleMay 20, 2022 · Amount on File
Prior SaleFeb 20, 2020 · Amount on File
Deed Document Number202228828
Last Transfer DateOct 15, 2025
Transfer Doc0000053737
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address6149 BLACK WALNUT RD, SAINT CHARLES, MO 63301-7109
Transaction TypeMortgage
Record UpdatedApr 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CASTLE DR, FLORISSANT, MO 63034-1330
InvestorPossibly a Property Investor

Mortgage

Document Number0000012496
DateApr 3, 2024
Instrument2024R-012496
Lender
NameBANK OF OLD MONROE
TypeBank
AddressOLD MONROE, MO 63369
Agreement
TypeConstruction Mortgage
AmountAmount on Record

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 20, 2022
Property Address6149 BLACK WALNUT RD, SAINT CHARLES, MO 63301-7109
Document Number0000028828
Instrument DateMay 18, 2022
Instrument2022R-028828
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6036 BLACK WALNUT ROAD, BAKERSFIELD, CA 93301

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CASTLE DR, FLORISSANT, MO 63034-1330

Tax Assessment & Valuation

The 2025 property tax bill for 6149 Black Walnut Rd was $4,717, up 175.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,601 (-)$413,691 (-) Land $25,100 Building $388,591
2025$4,717.00 (+175.36%)$78,601$413,691 Land $25,100 Building $388,591
2024$1,713.00
2023$4,645
2022$24,445 Land $20,000 Building $4,445

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6149 Black Walnut Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 113 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies113 in force
Nearby Flood Claims921 (1978–2026)
Claims Outside the SFHA15 of 921
Most Recent ClaimMay 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2019 · 75 claims
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 54 claims
  • Severe Storms & Flooding, Sep 1993 · 347 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6149 Black Walnut Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Brown Dog Networks
Fixed Wireless		50 / 10
Wisper ISP
Fixed Wireless		50 / 5

May also be available: AT&T, T-Mobile.

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