6148 Mercer Cir E, Jacksonville, FL 32217 Property Records

Duval County property record for 6148 Mercer Cir E, Jacksonville, FL 32217

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,340 sqft · built 1951
Lot Size	0.181 acres (7,889 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Nov 2023)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`146737-0000`

Property Details

APN / Parcel Number

Primary APN	`146737-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,569 sqft
1st Floor Area	944 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,889 sqft (0.181 acres)
Lot Dimensions	115 ft deep x 69 ft wide
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6148 MERCER CIR E
City	JACKSONVILLE
State	FL
Zip	32217-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	21-85 42-3S-27E LAKEWOOD UNIT 8 LOT 10 BLK 2
Legal Range	27E
Legal Township	03S
Legal Section	42
Legal Subdivision	LAKEWOOD UNIT 08
Legal Block	2
Legal Lot Number	10
Legal Unit	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1001
Census Tract	16500

Owner

6148 Mercer Cir E is owned and occupied by two individuals who bought it in November 2023.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 7, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 14, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Aug 28, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 15, 2019	Warranty Deed, Transfer TITLE AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	2023231234
Deed Book / Page	20864 / 1902
Prior Transfer Date	Jun 8, 2020
Prior Transfer Doc	0192390119
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Apr 2, 2026
Property Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413
Document Number	0000076497
Book / Page	21851 / 708
Instrument Date	Feb 17, 2026
Instrument	202676497
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413

Mortgage

Document Number	0000076497,
Date	Apr 2, 2026
Book Page	21851/708
Instrument	202676497

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	6.09%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 7, 2023
Property Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413
Document Number	0208641902
Book / Page	20864 / 1902
Map Reference	MB 21 PG 85
Instrument Date	Oct 23, 2023
Instrument	2023231234
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7927 VINEYARD LAKE RD N, JACKSONVILLE, FL 32256-1476

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413

Mortgage

Document Number	0208641904
Date	Nov 7, 2023
Instrument	20864/1904

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 14, 2020
Property Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413
Document Number	0193272341
Book / Page	19327 / 2341
Map Reference	MB 21 PG 85
Instrument Date	Aug 10, 2020
Instrument	2020176507
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13948 SPOONBILL ST N, 13948, JACKSONVILLE, FL 32224-1387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413

Mortgage

Document Number	0193272343
Date	Aug 14, 2020
Instrument	19327/2343

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 14, 2020
Property Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413
Document Number	0192390119
Book / Page	019239 / 000119
Instrument Date	Jun 8, 2020
Instrument	119020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$653.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13948 SPOONBILL ST N JACKSONVILLE FL 322241387, JACKSONVILLE, FL 32224-1387

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 23, 2019
Property Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413
Document Number	0189780199
Book / Page	018978 / 000199
Instrument Date	Oct 18, 2019
Instrument	244787
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	TITLE AMERICA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1785 EMORY CIR S JACKSONVILLE FL 322077706, JACKSONVILLE, FL 32207-7706

Mortgage

Document Number	189780201
Date	Oct 23, 2019
Book Page	018978/000201
Instrument	244788

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 28, 2019
Property Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413
Document Number	0189141236
Book / Page	18914 / 1236
Map Reference	MB 21 PG 85
Instrument Date	Aug 26, 2019
Instrument	2019200847
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$879.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10600 OLD SAINT AUGUSTINE RD108, 10600, JACKSONVILLE, FL 32257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13948 SPOONBILL ST N, JACKSONVILLE, FL 32224-1387

Mortgage

Document Number	0189141238
Date	Aug 28, 2019
Instrument	18914/1238

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 15, 2019
Property Address	6148 MERCER CIR E, JACKSONVILLE, FL 32217-2413
Document Number	0188640226
Book / Page	018864 / 000226
Instrument Date	Jul 9, 2019
Instrument	164439
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	TITLE AMERICA

Transaction

Amount	Amount on Record
Tax	$1,085.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2414 UNIVERSITY BLVD W JACKSONVILLE FL 322172002, JACKSONVILLE, FL 32217-2002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6148 Mercer Cir E was $4,016 with a homeowner's exemption, up 7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,897 (+2.7%)	$253,266 (+2.13%) Land $80,212 Building $173,054
2025	$4,016.00 (+7.04%) Homeowner's exemption	$246,249	$247,982 Land $80,212 Building $167,770
2024	$3,752.00 (+35.45%)
2023	$2,770.00 (+9.44%) Homeowner's exemption	$183,521 (+3%)	$229,561 (+9.79%) Land $64,170 Building $165,391
2022	$2,531.00 Homeowner's exemption	$178,176	$209,094 Land $64,170 Building $144,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6148 Mercer Cir E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	82 units insured incl. 72 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6148 Mercer Cir E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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