Santa Rosa County property record for 6148 E Bay Blvd, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,788 sqft · built 2016 |
| Lot Size | 0.688 acres (29,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Dec 2015) |
| Tax Bill | $5,962 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-2S-27-2140-00100-0170 |
| Primary APN | 08-2S-27-2140-00100-0170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,788 sqft Living Area |
| Gross Area | 3,891 sqft |
| 1st Floor Area | 2,788 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 29,969 sqft (0.688 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6148 E BAY BLVD |
|---|---|
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAGNIAPPE BEACH LOT 17 BLK 1 AS DES IN OR 3485 PG 1923 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 08 |
| Legal Subdivision | LAGNIAPPE BEACH/ALL |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10823 |
6148 E Bay Blvd is owned and occupied by two individuals who bought it in December 2015.
Source: Santa Rosa County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PSC 473 BOX 4579, FPO, AP 96349-0046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2017 | Deed of Trust, Mortgage · VA Mortgage OCEANSIDE MORTGAGE CO |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage OCEANSIDE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2015 · Amount on File |
| Deed Sale | Dec 30, 2015 · Amount on File |
| Prior Sale | Apr 22, 2013 · Amount on File |
| Deed Document Number | 201548263 |
| Deed Book / Page | 3485 / 1923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6148 E BAY BLVD, GULF BREEZE, FL 32563-9727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036541004 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 3654/1004 |
| Instrument | 201734722 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6148 E BAY BLVD, GULF BREEZE, FL 32563-9727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6148 E BAY BLVD, GULF BREEZE, FL 32563-9727 |
| Document Number | 0040461756 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 4046/1756 |
| Instrument | 202069573 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 6148 E Bay Blvd was $5,962 with a homeowner's exemption, up 2.8% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,962.00 (+2.85%) Homeowner's exemption | $504,565 (+2.9%) | $713,535 (+1.59%) Land $278,200 Building $435,335 |
| 2024 | $5,797.00 (-5.28%) Homeowner's exemption | $490,345 (+3%) | $702,336 (+0.55%) Land $278,200 Building $424,136 |
| 2023 | $6,120.00 (+2.39%) Homeowner's exemption | $476,063 (+3%) | $698,489 (+6.19%) Land $278,200 Building $420,289 |
| 2022 | $5,977.00 Homeowner's exemption | $462,197 | $657,774 Land $256,800 Building $400,974 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6148 E Bay Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 22 (1995–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6148 E Bay Blvd is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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