6147 Rutland Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6147 Rutland Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1961
Lot Size	0.21 acres (9,150 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Apr 2014)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236-0192-001-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0192-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,150 sqft (0.21 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6147 RUTLAND DR
City	CARMICHAEL
State	CA
Zip	95608-0761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MERRIHILL 07, LOT 474
Legal Subdivision	MERRIHILL 07
Legal Lot Number	474
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1005
Census Tract	7903

Owner

6147 Rutland Dr is owned and occupied by two individuals who acquired it in November 2021.

Source: Sacramento County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6147 RUTLAND DR, CARMICHAEL, CA 95608-0761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Nov 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2014 · Amount on File
Deed Sale	Apr 3, 2014 · Amount on File
Prior Sale	Sep 9, 2013 · Amount on File
Deed Book / Page	20140403 / 934
Last Transfer Date	Nov 15, 2021
Transfer Doc	0000001606
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 19, 2026
Property Address	6147 RUTLAND DR, CARMICHAEL, CA 95608-0761
Document Number	2026000668
Book / Page	20260819 / 668
Instrument Date	Aug 10, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6147 RUTLAND DR, CARMICHAEL, CA 95608-0761

Mortgage

Document Number	2026000668,
Date	Aug 19, 2026
Book Page	20260819/668

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2021
Property Address	6147 RUTLAND DR, CARMICHAEL, CA 95608-0761
Document Number	2021112201606
Map Reference	MB 55 MAP 12
Instrument Date	Nov 15, 2021
Instrument	2021112201606
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6147 RUTLAND DR, CARMICHAEL, CA 95608-0761

Mortgage

Document Number	2021112201607
Date	Nov 22, 2021
Instrument	2021112201607

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6147 Rutland Dr was $3,936, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$331,339 (+2%) Land $87,520 Building $243,819
2025	$3,936.00 (+2.15%)	$324,843 Land $85,804 Building $239,039
2024	$3,853.00 (+1.61%)
2023	$3,792.00 (+2.05%)	$312,230 Land $82,473 Building $229,757
2022	$3,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6147 Rutland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6147 Rutland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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