Hamilton County property record for 6147 Gaines Rd, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,220 sqft · built 1964 |
| Lot Size | 0.494 acres (21,519 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,495 (Nov 2018) |
| Tax Bill | $4,418 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0201-0077-00 |
| Primary APN | 550-0201-0077-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| 2nd Floor Area | 1,110 sqft |
| Basement Area | 1,110 sqft |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,519 sqft (0.494 acres) |
| Lot Dimensions | 215 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6147 GAINES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-5821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAINES RD 100 X 215.10 LOT 5 WHITE OAK ESTATES BLK A |
| Legal Subdivision | WHITE OAK ESTATES |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20601 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6147 GAINES RD, CINCINNATI, OH 45247-5821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Nov 16, 2018 | Grant Deed, Transfer · Conventional with PMI HOMESERVICES LNDG |
| May 10, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Deed Document Number | 2018-0101373 |
| Deed Book / Page | 13797 / 00369 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6147 GAINES RD, CINCINNATI, OH 45247-5821 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000149292 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 14563/61 |
| Instrument | 2021-0149292 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 16, 2018 |
| Property Address | 6147 GAINES RD, CINCINNATI, OH 45247-5821 |
| Document Number | 0000101373 |
| Book / Page | 013797 / 000369 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 101373 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | HOMESERVICES LENDING LLC, HOMESERVICES LNDG LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.48 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6147 GAINES RD CINCINNATI OH 452475821, CINCINNATI, OH 45247-5821 |
| Document Number | 101374 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 013797/000371 |
| Instrument | 101374 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 10, 2018 |
| Property Address | 6147 GAINES RD, CINCINNATI, OH 45247-5821 |
| Document Number | 0000039835 |
| Book / Page | 013665 / 001880 |
| Instrument Date | May 9, 2018 |
| Instrument | 39835 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6147 GAINES RD CINCINNATI OH 452475821, CINCINNATI, OH 45247-5821 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,418.00 (+2.13%) Homeowner's exemption | $91,623 (-) Land $16,968 Building $74,655 | |
| 2024 | $4,326.00 (-1.41%) Homeowner's exemption | $91,623 (-) Land $16,968 Building $74,655 | |
| 2023 | $4,388.00 (+29.48%) Homeowner's exemption | $91,623 (+50.88%) Land $16,968 Building $74,655 | $261,780 (+50.88%) Land $48,480 Building $213,300 |
| 2022 | $3,389.00 Homeowner's exemption | $60,725 Land $17,815 Building $42,910 | |
| 2020 | $173,500 Land $50,900 Building $122,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2003–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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