6147 20th St SW, Waverly, MN 55390 Property Records

Wright County property record for 6147 20th St SW, Waverly, MN 55390

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,394 sqft · built 1975
Lot Size	8.07 acres (351,529 sqft)
Owner	Individual Name on File
Tax Bill	$3,196 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`212-000-131101`

Property Details

APN / Parcel Number

Primary APN	`212-000-131101`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	4 Stories
Building Area	1,394 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1983
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	351,529 sqft (8.07 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6147 20TH ST SW
City	WAVERLY
State	MN
Zip	55390-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-119 RANGE-027 UNPLATTED LAND MIDDLEVILLE TWP N 491.6 FT OF E1-2 NE EXC E 594 FT 91.6 FT OF E1-2 NE EXC E 594 FT
Legal Range	027
Legal Township	119
Legal Section	13
Legal Subdivision	MIDDLEVILLE TWP
Jurisdiction	WRIGHT MN
Township / Civil Division	MIDDLEVILLE
Census Block Group	3
Census Block	3024
Census Tract	101200

Owner

6147 20th St SW is owned and occupied by an individual who acquired it in July 2025.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6147 20TH ST SW, WAVERLY, MN 55390-5103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Aug 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage EDINA RLTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 2025
Transfer Doc	00A1581404
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	6147 20TH ST SW, WAVERLY, MN 55390-5103
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6147 20TH ST SW, WAVERLY, MN 55390-5103

Mortgage

Document Number	00A1496448
Date	Jan 18, 2022
Instrument	A1496448

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	6147 20TH ST SW, WAVERLY, MN 55390-5103
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	CENTRAL LAND TTL GUARANTEE C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001456270
Date	Jan 25, 2021
Instrument	1456270

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	6147 20TH ST SW, WAVERLY, MN 55390-5103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001404212
Date	Aug 29, 2019
Instrument	1404212

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BUFFALO, MN 55313

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2029

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	6147 20TH ST SW, WAVERLY, MN 55390-5103
Document Number	0001360656
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	EDINA REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6147 20TH ST SW WAVERLY MN 553905103, WAVERLY, MN 55390-5103

Mortgage

Document Number	0001360656
Date	Dec 21, 2017
Instrument	1360656

Lender

Name	EDINA RLTY MTG
Type	Mortgage Company
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 6147 20th St SW was $3,196.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
County Subdivision	Middleville Township
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,196.00	$417,000 (+12.16%) Land $172,300 Building $244,700	$417,000 (+12.16%) Land $172,300 Building $244,700
2025		$371,800 Land $135,600 Building $236,200	$371,800 Land $135,600 Building $236,200
2023	$2,890.00 (-1.37%)	$361,800 Land $131,600 Building $230,200	$361,800 Land $131,600 Building $230,200
2022	$2,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6147 20th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6147 20th St SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3
Windstream DSL	25 / 3

May also be available: AT&T, Verizon.

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