61464 Lucia St, Bend, OR 97702 Property Records

Deschutes County property record for 61464 Lucia St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,221 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,147 (Oct 2017)
Tax Bill	$4,497 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`181208-AD-00404`

Property Details

APN / Parcel Number

Primary APN	`181208-AD-00404`
Alternative APN	`259862`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,221 sqft Living Area
Gross Area	2,833 sqft
1st Floor Area	935 sqft
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Lot Area	7,405 sqft (0.17 acres)
Garage Area	612 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	259862
Street Address	61464 LUCIA ST
City	BEND
State	OR
Zip	97702-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BAILEY LOT 28
Legal Range	12
Legal Township	18
Legal Section	08
Legal Subdivision	BAILEY
Legal Lot Number	28
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	2002

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61464 LUCIA ST, BEND, OR 97702-8123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 19, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE TR
Aug 1, 2017	Loan Modification, Mortgage · Line of Credit WASHINGTON FED'L SVGS
May 5, 2017	Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS
Feb 1, 2017	Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	201742016
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Apr 9, 2026
Property Address	61464 LUCIA ST, BEND, OR 97702-8123
Document Number	0000010486
Instrument Date	Apr 2, 2026
Instrument	202610486
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61464 LUCIA ST, BEND, OR 97702-8123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010486,
Date	Apr 9, 2026
Instrument	202610486

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2056

Interest

Rate	6%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61464 LUCIA ST, BEND, OR 97702-8123
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61464 LUCIA ST, BEND, OR 97702-8123

Mortgage

Document Number	0000006371
Date	Feb 15, 2022
Instrument	2022-06371

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61464 LUCIA ST, BEND, OR 97702-8123
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017918
Date	Mar 22, 2021
Instrument	2021-17918

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Dec 1, 2047

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 19, 2017
Property Address	61464 LUCIA ST, BEND, OR 97702-8123
Document Number	0000042016
Instrument Date	Oct 11, 2017
Instrument	42016
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61464 LUCIA ST BEND OR 977028123, BEND, OR 97702-8123

Mortgage

Document Number	42017
Date	Oct 19, 2017
Instrument	42017

Lender

Name	MORTGAGE TR
Type	Mortgage Company
Address	PORTLAND, OR 97239

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Recording Date	Aug 1, 2017
Property Address	61464 LUCIA ST, BEND, OR 97702-8123
Instrument Date	Jul 15, 2017
Instrument	30401
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731

Mortgage

Document Number	0000030401
Date	Aug 1, 2017
Instrument	30401

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	572 SW BLUFF DR # 110, BEND, OR 97702-3607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 5, 2017
Property Address	61464 LUCIA ST, BEND, OR 97702-8123
Instrument Date	May 1, 2017
Instrument	17262
Transaction Type	Construction Loan
Record Updated	May 30, 2017
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017262
Date	May 5, 2017
Instrument	17262

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	572 SW BLUFF DR # 110, BEND, OR 97702-3607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 4, 2018

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 1, 2017
Property Address	61464 LUCIA ST, BEND, OR 97702-8123
Document Number	0000004271
Instrument Date	Jan 25, 2017
Instrument	4271
Transaction Type	Construction Loan
Record Updated	Feb 9, 2017
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$1,130.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Mortgage

Document Number	4272
Date	Feb 1, 2017
Instrument	4272

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	572 SW BLUFF DR # 110, BEND, OR 97702-3607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,497.00 (+3.93%)	$266,190 (+3%)	$681,680 (-3.4%) Land $172,820 Building $508,860
2024	$4,327.00 (+7.88%)	$258,440 (+3%)	$705,700 (-) Land $186,460 Building $519,240
2023	$4,011.00	$250,920	$705,700 Land $186,460 Building $519,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

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