6146 Settlers Lake Cir E, Katy, TX 77449 Property Records

Harris County property record for 6146 Settlers Lake Cir E, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 2007
Lot Size	0.062 acres (2,698 sqft)
Owner	Individual Name on Record
Last Sale	$128,900 (Dec 2020)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-079-001-0057`

Property Details

APN / Parcel Number

Primary APN	`127-079-001-0057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,401 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	2,698 sqft (0.062 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1270790010057
Street Address	6146 SETTLERS LAKE CIR E
City	KATY
State	TX
Zip	77449-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 57 BLK 1 LAKEVILLE SEC 7 AMEND
Legal Subdivision	LAKEVILLE SEC 7 AMEND
Legal Block	1
Legal Lot Number	57
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1014
Census Tract	542201

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21727 FLANNEL BUSH LN, CYPRESS, TX 77433-8491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Dec 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Prior Sale	Sep 5, 2007 · Amount on Record
Deed Document Number	2020589428
Prior Transfer Date	Aug 31, 2007
Prior Transfer Doc	0000545407
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Dec 2, 2020
Property Address	6146 SETTLERS LAKE CIR E, KATY, TX 77449-2070
Document Number	0000589428
Map Reference	MF 598120
Instrument Date	Nov 7, 2020
Instrument	2020-589428
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 KATY GAP RD APT 227, 1002, KATY, TX 77494-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6146 SETTLERS LAKE CIR E, KATY, TX 77449-2070

Mortgage

Document Number	0000589429
Date	Dec 2, 2020
Instrument	2020-589429

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Dec 2, 2020
Property Address	6146 SETTLERS LAKE CIR E, KATY, TX 77449-2070
Document Number	2020589428
Map Reference	MF 598120
Instrument Date	Nov 7, 2020
Instrument	2020-589428
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 KATY GAP RD APT 227, 1002, KATY, TX 77494-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6146 SETTLERS LAKE CIR E, KATY, TX 77449-2070

Mortgage

Document Number	2020589429
Date	Dec 2, 2020
Instrument	2020-589429

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,777.00 (+112.96%) Homeowner's exemption	$216,013 (-4.34%) Land $39,687 Building $176,326	$216,013 (-4.34%) Land $39,687 Building $176,326
2024	$1,304.00 (+17.06%)
2023		$225,806 Land $39,687 Building $186,119	$225,806 Land $39,687 Building $186,119
2022	$1,114.00 (+14.02%)
2020	$977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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