6145 Ray Ave, Hammond, IN 46320 Property Records

Lake County property record for 6145 Ray Ave, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 666 sqft · built 1917
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (Jan 2024)
Tax Bill	$2,168 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0286-0035`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0286-0035`
Alternative APNs	`45-07-06-403-004.000-023` `263402860035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	666 sqft Living Area
Basement Area	660 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-34-0286-0035
Old Parcel Number	263402860035
Street Address	6145 RAY AVE
City	HAMMOND
State	IN
Zip	46320-2692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNDORA ADD. L.102
Legal Subdivision	LYNDORA ADD
Legal Lot Number	102
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3017
Census Tract	20800

Owner

6145 Ray Ave is owned and occupied by an individual who bought it in January 2024.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6145 RAY AVE, HAMMOND, IN 46320-2692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Jul 25, 2023 · Amount on File
Deed Document Number	0000000706
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	6145 RAY AVE, HAMMOND, IN 46320-2692
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6145 RAY AVE, HAMMOND, IN 46320-2692

Mortgage

Document Number	0000035746
Date	Sep 18, 2025
Instrument	2025-535746

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Apr 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 25, 2023
Property Address	6145 RAY AVE, HAMMOND, IN 46320-2692
Document Number	0000023747
Map Reference	MB 14 PG 18
Instrument Date	Mar 26, 2023
Instrument	2023-523747
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4933 TOD AVE, EAST CHICAGO, IN 46312-3614

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,600 Land $19,100 Building $113,500	$132,600 Land $19,100 Building $113,500
2024	$2,168.00
2023		$77,300 (+5.89%) Land $19,400 Building $57,900	$77,300 (+5.89%) Land $19,400 Building $57,900
2022	$2,697.00 (-2.35%)	$73,000 Land $19,400 Building $53,600	$73,000 Land $19,400 Building $53,600
2021	$2,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6145 Ray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6145 Ray Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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