61445 Duncan Ln, Bend, OR 97702 Property Records

Deschutes County property record for 61445 Duncan Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,799 sqft · built 1991
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2017)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181208 BD 03400`

Property Details

APN / Parcel Number

Primary APN	`181208 BD 03400`
Alternative APNs	`R1001181208B002800` `159921`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,799 sqft Living Area
1st Floor Area	954 sqft
2nd Floor Area	845 sqft

Exterior

Year Built	Built 1991
Architectural Style	Split Level
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	506 sqft

Exterior Amenities

Deck Area	1,043 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Account Number	159921
Old Parcel Number	R1001181208B002800
Street Address	61445 DUNCAN LN
City	BEND
State	OR
Zip	97702-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 BLK:2 SUBD:DUNCAN HEIGHTS SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-BD
Legal Range	12E
Legal Township	18S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	DUNCAN HEIGHTS
Legal Block	2
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1002
Census Tract	2101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61445 DUNCAN LN, BEND, OR 97702-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit EVERETT FINANCIAL INC
Mar 5, 2021	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 1, 2017	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Nov 20, 2007
Deed Document Number	2017-20996
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61445 DUNCAN LN, BEND, OR 97702-2133
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61445 DUNCAN LN, BEND, OR 97702-2133

Mortgage

Document Number	0000012870
Date	May 30, 2023
Instrument	2023-12870

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61445 DUNCAN LN, BEND, OR 97702-2133
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013996
Date	Mar 5, 2021
Instrument	2021-13996

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61445 DUNCAN LN, BEND, OR 97702-2133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022186
Date	May 18, 2020
Instrument	2020-22186

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 1, 2017
Property Address	61445 DUNCAN LN, BEND, OR 97702-2133
Document Number	0000020996
Instrument Date	May 30, 2017
Instrument	20996
Transaction Type	Transfer
Record Updated	Jun 12, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61445 DUNCAN LN BEND OR 977022133, BEND, OR 97702-2133

Mortgage

Document Number	20997
Date	Jun 1, 2017
Instrument	20997

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,070.00 (+3.94%)	$300,100 (+3%)	$880,970 (+14.55%) Land $245,460 Building $635,510
2024	$4,878.00 (+7.87%)	$291,360 (+3%)	$769,060 (+2.91%) Land $216,440 Building $552,620
2023	$4,522.00	$282,880	$747,330 Land $210,810 Building $536,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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