6144 Mount Phillip Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6144 Mount Phillip Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,300 sqft · built 1974
Lot Size0.46 acres (20,030 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (May 2019)
Tax Bill$4,386 (2025)
Deeds & MortgagesNov 2023 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-448126

Property Details

APN / Parcel Number

Primary APN24-448126
Alternative APN
  • 448126

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,300 sqft Living Area
Gross Area2,588 sqft
1st Floor Area1,400 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,030 sqft (0.46 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number448126
Street Address6144 MOUNT PHILLIP RD
CityFREDERICK
StateMD
Zip21703-5950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 3, BLK. A, 0.46 A MT PHILIP RD STOCKMAN ESTATES
Legal SubdivisionSTOCKMAN ESTATES
Legal BlockA
Legal Lot Number3
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group1
Census Block1006
Census Tract752602

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6144 MOUNT PHILLIP RD, FREDERICK, MD 21703-5950
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK NA
May 20, 2019Deed, Transfer · FHA Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleOct 28, 2011 · Amount on Record
Deed Book / Page12977 / 250
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6144 MOUNT PHILLIP RD, FREDERICK, MD 21703-5950
Transaction TypeMortgage
Record UpdatedDec 5, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6144 MOUNT PHILLIP RD, FREDERICK, MD 21703-5950

Mortgage

Document Number0166710009
DateNov 16, 2023
Book Page16671/9
Lender
NameCITIZENS BANK NA
TypeBank
AddressGLEN ALLEN, VA 23059
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueJun 1, 2049

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 20, 2019
Property Address6144 MOUNT PHILLIP RD, FREDERICK, MD 21703-5950
Document Number0129770250
Book / Page12977 / 0250
Map ReferenceMB 12 FO 103
Instrument DateApr 18, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6144 MOUNT PHILLIP RD, FREDERICK, MD 21703-5950

Mortgage

Document Number129770258
DateMay 20, 2019
Instrument12977/0258
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,100 (+8.14%) Land $115,000 Building $260,100$375,100 (-) Land $115,000 Building $260,100
2025$4,386.00 (+23.51%)$346,867 (+19.44%)$375,100 (+29.17%) Land $115,000 Building $260,100
2023$3,551.00$290,400 Land $82,900 Building $207,500$290,400 Land $82,900 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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