6144 Milo Loop, Gulf Shores, AL 36542 Property Records

Baldwin County property record for 6144 Milo Loop, Gulf Shores, AL 36542

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on File
Last Sale	$433,390 (Oct 2025)
Tax Bill	$1,399 (2026)
Deeds & Mortgages	Jan 2025 Construction Loan Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-09-29-4-001-002.039`

Property Details

APN / Parcel Number

Primary APN	`61-09-29-4-001-002.039`
Alternative APNs	`625282` `553235`

Location & Zoning

Account Number	553235
Street Address	6144 MILO LOOP
City	GULF SHORES
State	AL
Zip	36542-3690
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 27 COLONIAL TRADITIONS PHASE 2 SLIDE-2939 A-D
Legal Subdivision	COLONIAL TRADITIONS PHASE 2
Legal Phase	2
Legal Lot Number	27
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2047
Census Tract	11412

Owner

6144 Milo Loop, residential vacant land, is owned and occupied by an individual who bought it in October 2025.

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6144 MILO LOOP, GULF SHORES, AL 36542-3690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2025	Deed of Trust, Mortgage · Construction Mortgage CB&S BANK INC
Oct 7, 2025	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on File
Deed Sale	Oct 7, 2025 · Amount on File
Deed Document Number	20252214923
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	6144 MILO LOOP, GULF SHORES, AL 36542-3690
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002167177
Date	Jan 24, 2025
Instrument	2167177

Lender

Name	CB&S BANK INC
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 9, 2026

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 7, 2025
Property Address	6144 MILO LOOP, GULF SHORES, AL 36542-3690
Document Number	0002214923
Map Reference	DOC 2112752
Instrument Date	Sep 29, 2025
Instrument	2214923
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1038 RESEARCH BLVD STE 290, 290, MADISON, AL 35758-2489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6144 MILO LOOP, GULF SHORES, AL 36542-3690

Mortgage

Document Number	0002214924
Date	Oct 7, 2025
Instrument	2214924

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	2
Max Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 6144 Milo Loop was $1,399.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Gulf Shores City
Unified School District	Gulf Shores City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,399.00
2025		$15,580 Land $15,580	$77,900 Land $77,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6144 Milo Loop in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	8 (2004–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6144 Milo Loop is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GULF SHORES, THE UB OF THE serves 40,947 people · EPA ID AL0000038
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

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