Lubbock County property record for 6144 38th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,314 sqft · built 1979 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,878 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R25236 |
| Primary APN | R25236 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,314 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Area | 420 sqft |
| Storage Building | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6144 38TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0017 |
| Legal Description | PARK LORRAINE L 206 |
| Legal Subdivision | PARK LORRAINE |
| Legal Lot Number | 2060 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1715 |
6144 38th St is owned and occupied by an individual who acquired it in July 2022.
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6144 38TH ST, LUBBOCK, TX 79407-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 29, 2019 | Warranty Deed, Transfer · FHA Mortgage TRUHOME SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 |
| Deed Sale | Jul 18, 2022 |
| Prior Sale | Jul 29, 2019 |
| Deed Document Number | 2022034578 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jul 18, 2022 |
| Property Address | 6144 38TH ST, LUBBOCK, TX 79407-3642 |
| Document Number | 0000034578 |
| Map Reference | VOL 1534 PG 225 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022034578 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | TRUE TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6144 38TH ST, LUBBOCK, TX 79407-3642 |
| Document Number | 0000034579 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022034579 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0000034580 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022034580 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 15, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jul 29, 2019 |
| Property Address | 6144 38TH ST, LUBBOCK, TX 79407-3642 |
| Document Number | 0000028793 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 28793 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6144 38TH ST LUBBOCK TX 794073642, LUBBOCK, TX 79407-3642 |
| Document Number | 28794 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 28794 |
| Name | TRUHOME SOLUTIONS |
|---|---|
| Address | LENEXA, KS 66219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2049 |
The 2025 property tax bill for 6144 38th St was $1,878 with a homeowner's exemption, down 20.1% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 (-20.09%) Homeowner's exemption | $169,876 Land $8,450 Building $161,426 | $169,876 Land $8,450 Building $161,426 |
| 2024 | $2,350.00 (+0.26%) | ||
| 2023 | $2,344.00 (-6.8%) Homeowner's exemption | $167,299 Land $8,450 Building $158,849 | $167,299 Land $8,450 Building $158,849 |
| 2022 | $2,515.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6144 38th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6144 38th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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